By entering this Sweepstakes, participant agrees to abide by and be bound by these Official Sweepstakes Rules and the decisions of the judges. The winner may be required to verify its entry. Noncompliance with this condition will result in forfeiture of prize. Unclaimed prize will not be awarded. The winner will be notified by e-mail. If prize or prize notification is returned as undeliverable, the prize will be forfeited and will be awarded to an alternate winner. All income taxes on the prize will be the sole responsibility of the winner.
To participate in this Sweepstakes, participant must be at least 18 years old and a legal resident of the USA (excluding its territories and the states of Florida, New York and Rhode Island) or Canada (excluding Quebec). No online entry necessary. Post card entries labeled "Elements Financial Website Survey Sweepstakes Entry" and including participant's name, address, age, telephone number and email address may be sent (postage prepaid) to Williams Randall Marketing at 21 Virginia Avenue, Suite 400, Indianapolis, IN, 46204 (one entry per address only). The Sweepstakes is not open to employees and agents of Elements Financial and Williams Randall Marketing, members of their immediate families and anyone living in the same household. Void where prohibited by law.
A $250 Visa gift card, with an estimated value of $250.00, will be awarded to the winner. Random drawing will be conducted by Elements Financial on or about December 10, 2018 from among all eligible entries received by midnight on December 6, 2018. The selected winner will be notified by e-mail within 4 weeks of the drawing taking place. If prize or prize notification is returned as undeliverable, the prize will be forfeited and will be awarded to an alternate participant. Any taxes and fees on the prize will be the sole responsibility of the winner. Prize is non-transferable. No substitutions or cash redemption of prize as offered, except in the sole discretion of Sponsors, who reserve the right to substitute a prize of equal or greater value. Odds of winning are determined by the number of eligible entries received from all entry methods combined.
By entering this Sweepstakes, participant grants sponsor Elements Financial, 225 S East Street, Suite 300, Indianapolis, IN 46202, USA, its agency and promoter Williams Randall Marketing, 21 Virginia Avenue, Suite 400, Indianapolis, IN, 46204, USA, and each of their respective officers, directors, employees, successors, assigns and agents (collectively, "Sponsors") the irrevocable and perpetual right to use (or not use) participant's name, likeness, and image for publicity and advertising purposes in any media without additional compensation, except as may be restricted by law. Participant also agrees to abide by and be bound by these Official Sweepstakes Rules and the decisions of the judges, whose decisions are final in all matters relating to this Sweepstakes. Before being declared a winner, the selected participant may be required to verify its eligibility and sign a liability/publicity release within 14 days after notification is provided, or prize will be forfeited and awarded to an alternate winner.
By accepting the prize, winner releases Sponsors from any and all liabilities with respect to this Sweepstakes, and acknowledges that Sponsors have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to the prize or purchases made with prize. Sponsors reserve the right, in its their sole discretion, to cancel or suspend this Sweepstakes if any computer virus or other technical difficulty beyond the control of the Sponsors corrupts the administration, security, or proper play of the Sweepstakes. In such event, Sponsors may award the prize in the same manner as provided in these Official Rules from among all eligible entries received prior to action taken by Sponsors. Sponsors are not responsible for incorrect or inaccurate entry information, whether caused by Internet users or by any of the equipment or programming associated with or utilized in the Sweepstakes or by any technical or human error which may occur in the processing of the entries in this Sweepstakes. Sponsors are not responsible for computer system, phone line, hardware, software or program malfunctions, or other errors, failures or delays in computer transmissions or network connections that are human or technical in nature. In the event of a dispute regarding the identity of the participant submitting an electronic entry, the entry will be deemed to be submitted by the authorized account holder in whose name the email account is registered, provided that authorized account holder meets all eligibility criteria set forth in the Eligibility section of the Official Rules. Sponsors reserve the right in their sole discretion to disqualify any individual who tampers with the entry process.
By entering this Sweepstakes, participant agrees and acknowledges that the Sweepstakes shall be governed by the laws of the State of Indiana, without regard to its choice of law rules, and that all disputes or claims related to the Sweepstakes shall be determined in the state or federal courts located in Indiana, the jurisdiction of which the participant hereby expressly consents.
For the name of the Sweepstakes winner, please send a self-addressed stamped envelope to Williams Randall Marketing, c/o Gerry Randall, 21 Virginia Avenue, Suite 400, Indianapolis, IN, 46204. Request must be received by December 31, 2018.