Business Checking Solutions | Elements Financial
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Business Checking Solutions

Small businesses can get lost at big banks. We're different. We have the right people with the right experience. And we recognize that every small business's needs are unique.

Your business checking account is the core of your business. Elements Financial offers two checking options for your business: Business Basic Checking and Business Standard Checking that are designed around your business.

The conveniences Elements Financial is known for come standard with our business checking accounts, so you can manage all of your accounts from anywhere, anytime and have easy access to all of your money.

Want help making the best choices? Talk to us now about what's right for you:, (317) 276-2105, or toll-free at (800) 621-2105.

Business Basic CheckingBusiness Standard Checking

Ideal for small businesses or non-profit organizations with an average daily balance of $10,000 or less, our Business Basic Checking account offer the features your business needs.

  • No monthly maintenance fee with eStatements and fewer than 100 transactions
  • No minimum balance requirements

For mid-sized businesses with an average daily balance of more than $10,000, our Business Standard Checking account is a perfect choice.

  • No monthly maintenance fee with eStatements and fewer than 500 transactions
  • No per item fees
  • Convenience of self-service wire transfers*


All Elements Financial Business Checking Accounts Feature:

  • Convenience: The Elements Visa® Business Debit Card allows you to make purchases at any merchant that accepts Visa debit cards. The funds will be directly withdrawn from your checking account. Enjoy added security for all your online Visa purchases by registering in the Verified by Visa program.
  • Manage Your Accounts: Use eBranch and Mobile Banking to manage your personal and business accounts. See your business account activity, statements, check images, and more any time at your convenience. Log in or enroll in eBranch to manage your account.
  • Worldwide Access: Conduct transactions at 72,000+ ATMs worldwide and 5,500+ shared branches nationwide. Find an ATM or shared branch near you.
  • Paperless Benefits: Instead of returning your canceled checks, we provide you with a listing of checks paid, noted by check number, date and amount, all viewable within eBranch Internet Banking.
  • Online Banking and Bill Pay
  • Mobile Banking and Remote Check Deposit

Resources for Commercial eBranch Internet Banking Users

Want help making the best choices? To get your Business Basic or Business Standard Checking application started talk to us now about what's right for you:, (317) 276-2105, or toll-free at (800) 621-2105.

*Services subject to approval.

Elements Financial's legal entity name, mailing address and routing number are:

Elements Financial Federal Credit Union
225 South East Street, Suite 300
Indianapolis, IN 46202

ABA Routing Number 274073834