Earn 1% cash back* on all eligible purchases while rewards are automatically credited back to your account.
No more forgetting to redeem points, no more having to log in. Simple, easy, rewarding.
The benefits of the Elements Cash Rewards Visa Credit Card:
Cash Reward Cardholders also enjoy these cardholder benefits:
You can also expect these conveniences that Visa is known for:
*1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply.
Planning travel? Call us in advance: (800) 621-2105 or (317) 276-2105
Card Transaction Denied: (866) 570-1238
Lost or Stolen Card: (866) 570-1238
If you suspect fraud: (866) 570-1238
Other Questions or Concerns: (866) 570-1238
To make payments to your Elements Financial credit card, send them payable to:
Elements Financial Federal Credit Union
PO Box 10324
Des Moines, IA 50306-0324