Auto Loans | Elements Financial
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Auto Loans

Apply for an Auto LoanWe offer auto loans at competitive rates and with flexible terms that allow you to choose a plan that fits your budget. Whether you want to purchase a car or refinance an auto loan, we can help you do so in a way that will lead to significant monthly savings.

Shop directly at the lot with one of our Preferred Auto Dealers in and around Indianapolis, Enterprise Car Sales here locally,  or receive professional auto buying advice from Members Auto Source. You can also confirm your auto insurance with Elements Financial Federal Credit Union as your lienholder or even insure your vehicle with Elements — we’re here to help with the whole process.

Contact us to learn more, or apply online today.

 


Buy with Members Auto Source  |  Buy from a Preferred Dealer  |  Auto Insurance  |  Loan & Asset Protection

 

All Elements Auto Loans Feature

  • Quick Application: Apply in just minutes.
  • Variety of Terms: Pick the best timeframe to fit your budget.
  • Peace of Mind: Borrow enough to cover not only the purchase price, but also your supplemental insurance, extended warranty, license plate fees and taxes. Debt protection also available.

To learn more about our Auto Loans, please contact us at (317) 276-2105 or toll-free at (800) 621-2105.

Apply for an Auto Loan now!

 

There are five great ways to buy a vehicle with Elements Financial.

Get Preapproved and then Buy!Use Your Elements Home Equity Line

Thinking ahead is always a good plan when buying a vehicle.

Apply for an Elements Financial Auto Loan before you begin shopping so you can negotiate your deal with a preapproval for financing in hand.

Call a Loan Specialist to get your application started: (800) 621-2105.

You have options beyond traditional auto financing.

Consider an Elements Home Equity Line of Credit to purchase your vehicle. At the same time, you can also consolidate other loan or credit card balances you are carrying.

Call a Home Equity Originator: (317) 524-5055.

Enterprise Car SalesMembers Auto Source

You know that Elements is a great place to get pre-approved for a car loan, but did you know that buying at Enterprise Car Sales is different than buying from anyone else?

Enterprise has more than 250 makes and models, so you can find exactly what you're looking for.

Learn more about Enterprise Car Sales.

Members Auto Source Logo

Members Auto Source's mission is to provide a professional, painless and cost effective way to purchase or lease a new or pre-owned vehicle.

Their goal is to provide you all the information available in order to make the best buying decision.

Learn more about Members Auto Source.

Go Direct to the Lot
If you'd like the convenience of shopping directly at the lot, visit our Preferred Auto Dealers.

We have partnered with Indianapolis-based auto dealers to bring you fantastic deals and great rates, as well as incomparable service.

Learn more about our Preferred Auto Dealers.

 

Current Auto Loan Rates

Rates effective as of July 1, 2017 and subject to change without notice. Payments shown do not include taxes and insurance premiums. Each individual's Annual Percentage Rate (APR) is determined by the applicant's credit history. Not all applicants will qualify for the displayed lowest rates.

Vehicle Loans Rate APR Payment
New and Used Auto (2014+)* 2.79% 3.039% $553.80
Marine & RV (2011+)** 4.74% 4.847% $263.31
Motorcycle & ATV (2011+)*** 5.99% 6.197% $485.62

A $125 processing fee applies to all Auto, Motorcycle, ATV, Marine, and RV Loan applications. Not all applicants will qualify for the lowest rate. Additional conditions may apply. Subject to approval.  /  *New and Used Autos 2014 or newer  —  APR calculation based on loan amount of $25,000, FICO score of 740 or greater, and term of 48 months, with a monthly payment of $552.69. Rate includes 0.25% deduction for automated payments. Please call for auto loan rate information between 2007–2013. **Marine and RVs 2011 or newer  —  APR calculation based on loan amount of $25,000, FICO score of 740 or greater, and term of 120 months, with a monthly payment of $263.31. Rate includes 0.25% deduction for automated payments. ***Motorcycle and ATVs 2011 or newer  —  APR calculation based on loan amount of $25,000, FICO score of 740 or greater, and term of 60 months, with a monthly payment of $485.62. Rate includes 0.25% deduction for automated payments.