Elements, Just For Kids! | Elements Financial
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Elements, Just For Kids!

The Professor and RubyWe want future generations to be financially responsible.

That's why we created Elements, Just for Kids!

At the heart of our children's program, you never know when you might spot Ruby and The Professor. They appear at credit union events and branches from time to time and also send mail about special kids only savings promotions every spring.


We want to help children and parents learn about saving and managing money together while having fun. As a first step, request a Savings Starter Kit today at one of our branches or via Member Service, (317) 276-2105 or (800) 621-2105.

Your official Savings Starter Kit is a credit union zipper wallet your child can use to send a deposit to their savings account at Elements Financial. As a part of Elements, Just for Kids, our youth savings account, The Grow Account, grows with your child and family through milestone stages. This program will allow you, the parents, to teach your children about saving, spending, giving, and borrowing with age-appropriate Elements solutions.

To open a Grow Account for your child, complete our PDF Membership Application and Membership Addendum and return to Elements. No monthly maintenance fee. $5 required minimum balance to open the account.

All Elements Financial Savings Accounts Feature

  • eBranch Internet Banking and Mobile Banking: Free services open around the clock on our website and via your mobile device.
  • 72,000+ Surcharge-Free ATMs worldwide & 5,500+ Shared Branches nationwide: More physical access points than larger banking competitors.

Want help making the best choices? Talk to us now about what's right for you: (317) 276-2105 or toll-free (800) 621-2105.

Current Grow Account Rates

Rates subject to change without notice. Fees may reduce earnings.

The Grow Account Dividend Rate Annual Percentage Yield
All Balances** 0.25% 0.25%