Your credit means a lot to you and has a big impact on your financial life.

It can mean the difference between getting the lowest rate on a loan, or the highest. Landing a job, or getting passed over. 

How will this guide help you reach your goals?

  • Learn how to obtain a free credit report, look for errors and fix mistakes in your credit report
  • Find out how your credit score is calculated
  • Understand how revolving credit and risk-based pricing work
  • Get practical steps to improve your credit

By making a few changes and following these guidelines, you can know the basic in's and out's of credit and its effect on your financial wellness.