Do you think “budget” is a nasty word? How about the word “exercise”? While both can make you want to turn and run in the other direction, both are designed to make you feel better about yourself.  

Whether you’ve got money to burn or you’re living paycheck to paycheck, having a budget is the smart way to live – it lets you know exactly how, where, and when you’re spending your money.

This guide is designed to help you lose inches in your budget, trim unnecessary spending, pump up your savings, reduce your debt, and strengthen your overall financial fitness.