Signature Rewards Visa Credit Card | Elements Financial
Image for Joining Elements

Signature Rewards Visa Credit Card

Signature Rewards Visa is our exclusive credit card reserved for those who meet special criteria.

This card includes multiple benefits backed by personalized service. Apply today by clicking the button to the right.

And you can get $300 Cash Back* just by using your card.

Learn about the full Signature experience from Elements.

Set Up Fraud Text Alerts  |  Verified by Visa


The Benefits of the Elements Signature Rewards Visa Credit Card

0% Intro APR for 6 months on purchases and balance transfers.

No Balance Transfer Fee

No International Transaction Fee

After the intro period, a variable APR of 11.99% for purchases and balance transfers.

  • No Annual Fee and No Penalty Rates
  • No Balance Transfer Fee
  • No International Fee
  • Our generous Pure Perks rewards program
  • Entire monthly payment applied to your highest interest balance first
  • No interest charged on your interest
  • Low competitive rates
  • 25 day grace period on purchases
  • Automatic payment options
  • Fraud Alerts: Enroll for Fraud Alerts to trigger a text anytime a transaction on your card is deemed to be a risk. You'll have the chance to confirm it or report it as possible fraud. If the latter, a hold will be placed on your account to prevent further activity until we can resolve the situation. To enroll in Fraud Alerts for your Elements Visa Credit Card, just log in to MyCardInfo within eBranch; go to the Account Services tab; and select Fraud Alerts.


You can also expect these conveniences that Visa is known for:

  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security
  • Roadside Dispatch
  • Travel Accident Insurance ($250,000)
  • Travel and Emergency Assistance Services
  • Lost Luggage Replacement
  • Warranty Manager Services
  • Visa Zero Liability Fraud Protection
  • Dispute Resolution
  • Year-End Summary Statement
  • 24/7 Customer Service
  • Visa Signature Lifestyle Benefits
  • Visa Signature Concierge

Rate, fee and other cost information: Elements Signature Rewards Visa Credit Card introductory rate good for 6 months. Rates effective July 5, 2017. After promotional period your Standard Variable APR will be 11.99% for Purchases and Balance Transfers which will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Fees for Cash Advances are 3% for each Cash Advance or a minimum of $5.00. Subject to credit approval. Additional limitations, terms and conditions apply.

*Credit Card Related $300 Cash Back Value Offer — requiring at least 10 card purchase transactions totaling at least $1,000 within 90 days of card approval — will be fulfilled as a $300 statement credit. Secured Card excluded. Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks for receipt of statement credits. If account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household. Existing Elements credit cardholders not eligible.

Planning travel? Call us in advance: (800) 621-2105 or (317) 276-2105
Card Transaction Denied: (866) 570-1238
Lost or Stolen Card: (866) 570-1238
If you suspect fraud: (866) 570-1238
Pure Perks Rewards: (855) 814-5597
Other Questions or Concerns: (866) 570-1238

To make payments to your Elements Financial credit card, send them payable to:
Elements Financial Federal Credit Union
PO Box 10324
Des Moines, IA 50306-0324