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Your new home is important to you. It's important to me, too.

Jill Barnes

Mortgage Loan Originator NMLS: 401277

Welcome!

At Elements we are 100% committed to helping you find the right mortgage for you.

I will provide personal guidance through the mortgage process — including giving you my direct line. It's 1-317-957-7562.

My mission is to help you find the right loan for the right home.
What specialties do I offer?
  • Loans for Professionals (Physicians, Dentists, Pharmacists)

  • Loans for First Time Homebuyers with the financial knowledge to gain home ownership.
  • Conventional and Jumbo Loans Purchase & Refinance
  • Government Loans (FHA, VA, USDA)
  • Specialty Loans 
  • Loans for Construction Products
I bring 25+ years of financial expertise, primarily in mortgage lending and real estate. I’m focused on empowering clients through education and delivering transparent, tailored solutions that build lasting confidence.
What Can You Expect From Elements Financial?
  • Low fees and great closing costs
  • Competitive rates on fixed-rate & adjustable rate mortgages
  • Quick and easy application process
  • All services under one roof which means quick response times for you
  • Customized lending solutions - Don't see what you need? Call us to find a solution that fits you