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Like a Bank, Only Better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

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An Auto Loan for Your "Wagon" Helps Kids in the Riley Wagon

Buy or refinance a car as part of the 8th Annual Cars 4 Kids program.

  • No monthly payment for 90 days
  • Competitive rates — as low as 4.13%
  • Flexible terms from 36-90 months
  • Up to $150 Donated to Riley Children's Foundation
  • Apply in 15 minutes or less

Apply for an Auto Loan

Learn More about Cars 4 Kids

Elements in the Community

Elements Financial's First-Ever 'Paint the Town Red' Event

Elements Financial's First-Ever 'Paint the Town Red' Event

Recently several members of our staff spent the day out in the community committing small acts of kindness as part of Paint the Town Red.

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Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

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In the News

Home Improvements Tips For Summer Time

BLOG POST - Home Improvements Tips For Summer Time

The warmer months of the year can serve as a great opportunity to give your home some much needed TLC.

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  1. 1 Certificate Annual Percentage Yield (APY) effective as of August 1, 2018, and may change without notice. Fees may reduce earnings. Penalty for early withdrawal. *Summer Certificates Special— Limited time offer may be withdrawn at any time. Unless redeemed, upon maturity 14-month certificate will automatically renew into the traditional 12-month certificate at the then current APY; upon maturity 22-month certificate will automatically renew into the traditional 24-month certificate at the then current APY; upon maturity 34-month certificate will automatically renew into the traditional 36-month certificate at the then current APY.
  2. 2 Minimum certificate deposit of $1,000. Maximum is $250,000 deposit per certificate; $1 million per household. Minimum required to open a child’s certificate is $500; child must be under 18 years of age. Minimum of $500 balance required to earn dividends. We may impose a penalty if you withdraw any of the principal before maturity.
  3. 3 Helium Savings Annual Percentage Yield (APY) effective as of August 1, 2018, and may change after account opening without notice. Average daily balance of $2,500 required to earn dividends. Fees may reduce earnings.