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Like a Bank, Only Better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

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Home Equity Line of Credit — 100% Flexibility for What You Purchase

Intro rates as low as 1.99% APR on New HELOCs for 6 months then as low as 4.75% variable APR.

  • Access your equity simply and easily with the Equity Access Card
  • No closing costs  /  No annual fee  /
    No prepayment penalties
  • Most closings in two weeks or less

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Learn More about Our HELOCs

Elements in the Community

Elements Financial Named to Best Places to Work  in Indiana List

Elements Financial Named to Best Places to Work in Indiana List

Elements Financial has landed among 125 honorees on the 2018 Best Places to Work in Indiana list, and was one of only 20 to be named a Hall of Fame Company.

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Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

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In the News

One Week Guide to Spring Cleaning Your Finances

BLOG POST - One Week Guide to Spring Cleaning Your Finances

Set the broom and boxes down for an hour or two each day and tidy up your finances during the spring with these tips.

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