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The new Elements Financial website, rebuilt with you in mind, has arrived. — The scheduled upgrade to Elements Online Banking is also now availableLearn more about the upgrade.

Like a Bank, Only Better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

Get Started with Elements

Could Your Checking Account Use a Boost?

2.00% APY with a High Interest Checking Account1

Get Started

Platinum Visa Credit Card

  • 0% Intro APR for 6 months for purchases and balance transfers, then 9.99% thereafter2
  • No Balance Transfer Fee
  • No Annual Fee
  • No Late Payment Fee

Learn More about our Platinum Visa

Get Extra Cash for the Holidays

Do your Black Friday or Cyber Monday shopping with an Elements Unsecured Signature Loan.

  • Borrow $4,000 for less than $100/month3
  • Apply online in as little as 10 minutes
  • Get cash in your account in as little as one business day

Apply Online

Learn More about Our Signature Loan

Elements in the Community

Elements Financial employees volunteer

Elements Financial’s First-Ever Purpose Day

Instead of closing up shop for Columbus Day, our 175 team members dedicated the day to give back to the community through this inaugural event.

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Partner with Elements

Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

Join Our Movement

In the News

Simple Solutions to Common Student Loan Concerns

BLOG POST - 3 Simple Solutions to Common Student Loan Concerns

When the time comes to repay your student loans, you may be faced with a lot of questions. Let’s look at common scenarios that may help you navigate with ease.

Read the Blog

  1. 1 Annual Percentage Yield is variable and may change after account is opened. APY is 2.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one accountholder must be at least 18 years old. You must maintain a minimum average daily balance of $100 to earn dividends. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings.
  2. 2 Platinum Visa introductory rate good for six months. 1) Annual Percentage Rate. 2) Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. 3) After promotional period your Standard variable APR for Purchases and Balance Transfers will be 9.99% for Platinum Visa. APR will vary with the market based on the Prime Rate as published in The Wall Street Journal. Terms & Conditions.
  3. 3 Monthly payment based on $4,000 Unsecured Signature Loan at 8.99% fixed Annual Percentage Rate (APR) for 48 months with 0.25% rate discount for automatic deduction of payments. Rate will vary based on credit score. Subject to approval. Not all applicants will qualify for the lowest rate. Elements Financial reserves the right to modify or end the offer at any time. Additional conditions may apply.