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like a bank, only better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

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Butler University Rewards Visa® Credit Card

The only card you'll ever need to show your Butler University Pride.

Good Toward:

  • Great way to show your Butler Bulldog pride.
  • Earn 1% cash back on every eligible purchase3.
  • No foreign transaction fee, no balance transfer fee, no annual fee, and more4. 

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Elements in the Community

Our Pillars of Giving

Our Pillars of Giving

At Elements, we are proud of our community. This pride is precisely why we have defined three focus areas for our community relations program.

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Partner with Elements

Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

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In the News

Donation to Local At-Risk Scholars Supports Their College Dreams

Donation to Local At-Risk Scholars Supports Their College Dreams

Elements partnered with DREAM Alive to supply more than 20 laptop computers to local students.

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  1. 1 High Interest Checking Account Annual Percentage Yield (APY) effective as of October 1, 2020, is variable and may change after account is opened without notice. The APY is 2.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Premium dividend on account(s) with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.
  2. 2 Rates effective October 1, 2020, subject to change without notice. Each individual’s Annual Percentage Rate (APR) is determined by Elements’ underwriting criteria. Rate may vary depending on credit history, vehicle model year and loan term. Not all applicants will qualify for the displayed lowest rate. Promotional rate includes 1.00% deduction for automated payments from an Elements checking account set up at closing. First payment due 90 days from loan funding. APR calculation and estimated monthly payment of $663.68 based on loan amount of $30,000, FICO® score of 730 or greater, term of 48 months, and not refinancing of a current Elements Financial auto loan. Payment shown does not include taxes or insurance premiums. Additional conditions may apply. Subject to credit approval. Promo offer available for auto loans closed October 1-October 31, 2020.
  3. 3 Butler University Rewards Visa Credit Card Cash Back: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply. 
  4. 4 Butler University Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.