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Bill Pay Upgrade coming March 19 - Learn More

like a bank, only better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

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Auto Loan Promo - Limited Time

Available now through February 22

Key Benefits:

  • Rates as low as 2.99%3
  • No payments for 90 days
  • Good toward new or used vehicle purchases or auto loan refinances from other financial institutions

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Elements in the Community

Check Presentation

3rd Annual Purpose Day

Elements Financial recently took part in their third annual Purpose Day, where nearly 180 credit union employees gave back to the community through meaningful projects and experiences.

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Partner with Elements

Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

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In the News

Introducing the Elements Financial Club

Introducing the Elements Financial Club

Elements teams up with the Indianapolis Indians for the most significant upgrade in Victory Field’s 23-year history.

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  1. 1 Helium Savings Annual Percentage Yield (APY) effective as of October 1, 2019. Helium Savings Promotion APY of 2.10% is for new Helium accountholders depositing a maximum $250,000 new money from other financial institutions and is good for the first 1 year (12 statement cycles) from account opening. Money on deposit with Elements financial over the last 90 days is not eligible for the Promotion APY. Existing Helium accountholders do not qualify for offer. After the 1-year promo period, dividend rate will reset to the then current Helium Savings rate and may change without notice. Average daily balance of $2,500 required to earn dividends. Fees may reduce earnings.
  2. 2 High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019, is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Premium dividend on account(s) with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.
  3. 3 Rates effective February 7, 2020. Each individual’s Annual Percentage Rate (APR) is determined by Elements’ underwriting criteria. Rate may vary depending on credit history, vehicle model year and loan term. Not all applicants will qualify for the displayed lowest rate. Promotional rate includes 1.35% deduction for automated payments from an Elements checking account set up at closing. APR calculation and estimated monthly payment of $542.00 based on loan amount of $30,000, FICO® score of 730 or greater, and term of 60 months.  Payment shown does not include taxes or insurance premiums. Additional conditions may apply. Subject to credit approval. Elements Financial refinances and third-party auto-dealer transactions are not eligible. Offer available for auto loans closed  February 7-22, 2020.