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Like a Bank, Only Better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

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Butler University Rewards Visa® Credit Card

The only card you'll ever need to show your Butler University pride.

Key Benefits:

  • Great way to show your Butler Bulldog pride.
  • Earn 1% cash back on every eligible purchase4.
  • No foreign transaction fee, no balance transfer fee, no annual fee, and more5.

Learn More About the Butler University Rewards Visa Credit Card

Elements in the Community

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2nd Annual Purpose Day

Elements Financial recently took part in their 2nd Annual Purpose Day, where 180 credit union employees gave back to the community through meaningful projects and experiences.

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Partner with Elements

Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

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In the News

Checking Credit Score

BLOG POST - Check Your Credit Report Prior to the Holidays

With the holiday shopping season approaching, now is the time to take an in-depth look at your credit report.

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  1. 1 Certificate Annual Percentage Yield (APY) effective as of February 1, 2019, and may change without notice. Fees may reduce earnings. Penalty for early withdrawal. *Limited Time Certificates Special — Limited time offer may be withdrawn at any time. Unless redeemed, upon maturity 14-month certificate will automatically renew into the traditional 12-month certificate at the then current APY; upon maturity 22-month certificate will automatically renew into the traditional 24-month certificate at the then current APY; upon maturity 34-month certificate will automatically renew into the traditional 36-month certificate at the then current APY.
  2. 2 Minimum certificate deposit of $1,000. Maximum is $250,000 deposit per certificate; $1 million per household. Minimum required to open a child’s certificate is $500; child must be under 18 years of age. Minimum of $500 balance required to earn dividends. We may impose a penalty if you withdraw any of the principal before maturity.
  3. 3 AUTO LOAN SPECIAL RATE — Each individual’s Annual Percentage Rate (APR) is determined by the applicant’s credit history. Not all applicants will qualify for the displayed lowest rate. APR calculation and estimated monthly payment of $553.71 based on loan amount of $30,000, FICO® score of 740 or greater, and term of 60 months. Rate includes 0.50% deduction for automated payments from an Elements checking account set up at closing. Additional conditions may apply. Subject to credit approval. Payments shown do not include taxes or insurance premiums. Rate may vary depending on credit history, vehicle model year and loan term. Elements Financial refinances and third-party auto-dealer transactions are not eligible. Offer available for applications received February 8-23, 2019.
  4. 4 Butler University Rewards Visa Credit Card Cash Back:1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply. 
  5. 5 Butler University Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.