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Like a Bank, Only Better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

Get Started with Elements

Platinum Visa Credit Card

  • $300 Cash Bonus for new cardholders1
  • 0% Intro APR for 6 months for purchases and balance transfers2
  • No Balance Transfer Fee
  • No Annual Fee or Late Payment Fee

Learn More about our Platinum Visa

18-Month Certificate Special

2.05% APY Put your money to work with a great guaranteed rate of return. Limited time offer. Minimum $1,000 required to open.

Learn More about our Certificates

Home Equity Line of Credit — 100% Flexibility for What You Purchase

Intro rates as low as 1.99% APR on New HELOCs for 6 months then as low as 4.75% variable APR.

  • Access your equity simply and easily with the Equity Access Card
  • No closing costs  /  No annual fee  /
    No prepayment penalties
  • Most closings in two weeks or less

Apply Online

Learn More about Our HELOCs

Elements in the Community

Elements Financial Named to Best Places to Work  in Indiana List

Elements Financial Named to Best Places to Work in Indiana List

Elements Financial has landed among 125 honorees on the 2018 Best Places to Work in Indiana list, and was one of only 20 to be named a Hall of Fame Company.

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Partner with Elements

Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

Join Our Movement

In the News

One Week Guide to Spring Cleaning Your Finances

BLOG POST - One Week Guide to Spring Cleaning Your Finances

Set the broom and boxes down for an hour or two each day and tidy up your finances during the spring with these tips.

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  1. 1 Credit Card Related $300 Cash Back Value Offer — requiring at least 10 card purchase transactions totaling at least $1,000 within 90 days of card approval — will be fulfilled as a $300 statement credit. Secured Card excluded. Existing Elements credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks for receipt of bonus. If the account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
  2. 2 Platinum Visa introductory rate good for six months. Annual Percentage Rate. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After promotional period your Standard variable APR for Purchases and Balance Transfers will be 10.49% for Platinum Visa. Rate effective April 4, 2018, and will vary with the market based on the Prime Rate as published in The Wall Street Journal.  Terms & Conditions.