Most Popular Fixed-Rate Mortgage Overview Interest rate and payments remain the same for the life of the loan Available in terms of 5, 7, 10, 15, 20, and 30 years Down payments as low as 20% of purchase price View Rates A Good Option If: You want predictable monthly payments that will not change You plan to stay in your home for several years Trade-off: Interest rate is generally higher than an adjustable-rate mortgage Read More Get Preapproved Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare Fixed-Rate Mortgage Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 3.500% 3.582% 0.0 $674.00 360 20-Year Fixed 3.250% 3.364% 0.0 $851.00 240 15-Year Fixed 3.125% 3.271% 0.0 $1,045.00 180 10-Year Fixed 3.250% 3.464% 0.0 $1,466.00 120 7-Year Fixed 3.250% 3.549% 0.0 $1,999.00 84 5-Year Fixed 3.250% 3.662% 0.0 $2,712.00 60 Fixed Rates effective as of January 28, 2020. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.