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About Elements

Your partner in financial wellness.

Routing Number:
274073834

We have a distinctive business model.

Elements Financial is a credit union. That means we're like a bank, only better. We offer checking, savings, credit cards, loans and investments, yet profits are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. We also offer our members comprehensive financial wellness services with personal attention and service.

Read more about the benefits of membership

In 1 year, our members saved $16,400,000 compared to customers elsewhere.1

An Elements Financial member saves about $309 each year on average.1

We partner with 100+ organizations.

Elements Financial is an employer-based “at work” credit union. We partner with companies to provide financial products and services directly to their employees as a benefit of their employment.

Learn more about partnering with Elements

Our Partner Organizations

  • Allied Solutions
  • Allison Transmission
  • Amazon
  • American Structurepoint
  • Angie's List
  • Archdiocese of Indianapolis
  • Better Business Bureau
  • BCforward
  • Brooks Life Sciences
  • BSA LifeStructures
  • Butler University
  • CareGivers Inc. Home Health Care Services
  • CC Holdings Restaurant Group
  • Central Restaurant Products
  • Christel House Academy
  • CNO Financial
  • The College Network
  • College Park Church
  • Covance
  • C-Spring
  • D2 Land & Water Resource
  • Decatur County Memorial Hospital
  • DeLaney & DeLaney LLC
  • Elements Financial
  • Eli Lilly and Company
  • Emergency Physicians
  • Estes Design and Manufacturing Inc.
  • Evonik Industries
  • ExactTarget
  • Express Scripts
  • Fineline Printing Group
  • Flexware Innovation
  • Formstack LLC
  • Franciscan Alliance
  • Franklin College
  • Fusion Alliance
  • Gilchrist & Soames
  • HardingPoorman
  • Harrison College
  • Helmer Scientific
  • Herff Jones
  • Heritage Group
  • Hoosier Park LLC
  • Huff Electric Co. Inc.
  • Interactive Intelligence
  • ICAP
  • iLAB LLC
  • Indianapolis Public Library
  • State of Indiana
  • Indiana Chamber of Commerce
  • Indiana Farmers Mutual Insurance Company
  • Indiana Grand Racing & Casino
  • Indiana Oxygen
  • Indians Inc.
  • Indianapolis Ballet Inc.
  • Indy Chamber
  • IndyGo
  • Indianapolis Neighborhood Housing Partnership
  • InVentiv Health Clinical
  • IU Health
  • Johnson Controls Inc.
  • Koorsen
  • Kronos Incorporated
  • Lenex Steel
  • Little Red Door Cancer Agency
  • Lumina Foundation
  • MCL Inc.
  • MISO
  • Monarch Beverage Company
  • Morales Group Enterprises
  • National Office Furniture
  • New Sunshine
  • OneAmerica
  • OneAmerica Financial Partners Agents
  • Orchard Software
  • Original Church of God
  • Outreach Inc.
  • Patriot Engineering and Environmental
  • Pillow Logistics
  • POLYWOOD
  • ProTrans International
  • Radiology of Indiana
  • RCI
  • Regenstrief Institute
  • Riley Children's Foundation
  • RQAW
  • Sensory Technologies
  • Sharpen Technologies
  • Sigstr Inc.
  • SMC Corporation
  • Safety Management Group
  • Somerset CPAs
  • Indiana State Fair
  • Tastings Franchise Company
  • Tilson
  • TriMedx
  • Tru Direction
  • UA Plumbers and Steamfitters 157
  • United Way of Central Indiana
  • Vera Bradley
  • Vision Solutions, Inc.
  • VMS BioMarketing
  • Walker Information Inc.
  • Westfield Steel
  • Wilhelm Construction
  • Williams Randall Marketing

We have a rich history and a focus on the future.

Elements has served members since 1930 when we were founded by the management of Eli Lilly and Company. Today we serve the employees of more than 100 organizations around the U.S. We currently rank among the top 3% of credit unions nationally2 with nearly 90,000 members and more than $1.5 billion in assets. We have the resources, staff and expertise to support our members with unparalleled service and leading-edge technology.

We Rank in the TOP 3% of Credit Unions Nationally2

  90,000 Members

  $1.5 BILLION in Assets

We have a global footprint.

We serve members in all 50 states and 50 countries. We provide access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

Find a participating ATM or shared branch near you

5,000+ Shared Branches Nationwide
78,000+ Surcharge-Free ATMs Globally

We are focused on your financial wellness.

Our goal is to build lifelong relationships to support our members’ financial success. We offer financial wellness resources and onsite workshops to support you and your decisions about home buying, student financial aid, credit ratings, and how to proactively protect your identity.

We support our community.

As a nonprofit, we are definitely in tune with the importance of giving back. With your membership, you will be part of a caring organization that encourages its employees to volunteer in the community and also provides financial contributions to worthy causes. Community service also means providing our members with financial education and outreach to consumers.

Read more about Elements in the community

We value our employees.

As a 2018 Best Place to Work in Indiana, Elements Financial firmly believes in the importance and impact of workplace culture. Our positive and supportive work environment plus competitive compensation and benefits packages combine to create engaged employees who enjoy coming to work. There’s a true sense of pride at Elements, and it’s a win for everyone — including the credit union members we serve. We've proudly been named a Best Place to Work in Indiana eight times.

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  1. 1 Competitive Values are estimated by comparing historical rates and fees at Elements Financial and at the five banks and credit unions with the largest market share in Central Indiana; data valid as of 8/31/16.
  2. 2 Based on asset size as of 3/31/18