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The new Elements Financial website, rebuilt with you in mind, has arrived. — The scheduled upgrade to Elements Online Banking is also now availableLearn more about the upgrade.

About Elements

Your partner in financial wellness.

Routing Number:
274073834

We have a distinctive business model.

Elements Financial is a credit union. That means we’re like a bank, only better. We offer checking, savings, credit cards, loans and investments, yet profits are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. We also offer our members comprehensive financial wellness services with personal attention and service.

Read more about the benefits of membership

In 1 year, our members saved $16,400,000 compared to customers elsewhere.1

An Elements Financial member saves about $309 each year on average.1

We partner with 100+ organizations.

Elements Financial is an employer-based “at work” credit union. We partner with companies to provide financial products and services directly to their employees as a benefit of their employment.

Learn more about partnering with Elements

Our Partner Organizations

  • Amazon.com
  • Butler University
  • Harding Poorman, Inc.
  • The Heritage Group
  • Interactive Intelligence
  • Indiana University Health
  • Eli Lilly and Company
  • OneAmerica Financial Partners
  • Vera Bradley
  • Air Land Sea Transportation Service
  • Allied Solutions LLC
  • American Health & Wellness Group
  • American Structurepoint Inc.
  • Angie's List
  • Archdiocese of Indianapolis
  • BCforward
  • Better Business Bureau Inc.
  • BioStorage Technologies Inc.
  • BSA LifeStructures Inc.
  • Butler Alumni Association
  • C-Spring (Critical Skills Inc.)
  • CareGivers Inc. Home Health Care Services
  • CC Holdings Restaurant Group
  • Central Supply LLC
  • Christel House Academy
  • City Financial Corporation
  • CNO Financial Group
  • The College Network
  • College Park Church
  • Covance
  • CREA LLC
  • Creative Expressions
  • Crystal Flash
  • CVS Pharmacy Indpls Distribution Center
  • Decatur County Memorial Hospital
  • DeLaney and DeLaney LLC
  • Elements Financial
  • Emergency Physicians of Indianapolis P.C.
  • Estes Design and Manufacturing Inc.
  • Evonik Industries
  • ExactTarget
  • Express Scripts (Indiana)
  • Express Scripts (Nevada)
  • Express Scripts (Ohio)
  • Faegre Baker Daniels LLP
  • Fineline Printing Group
  • Flexware Innovation Inc.
  • Formstack LLC
  • Franciscan Alliance
  • Franklin College
  • Gilchrist and Soames
  • H L Yoh Company
  • Harrison College
  • Helmer Scientific
  • Herff Jones
  • Hoosier Park LLC
  • Huff Electric Co. Inc.
  • IBEW 725
  • ICAP
  • iLAB LLC
  • Indiana Chamber of Commerce
  • Indiana Farmers Mutual Insurance Company
  • Indiana Oxygen Company
  • Indiana State Employees Association
  • Indiana State Police
  • Indiana State Senate
  • Indianapolis Chamber of Commerce
  • Indianapolis Marion County Public Library
  • Indianapolis Neighborhood Housing Partnership
  • Indians Inc.
  • IndyGo
  • Interstate Brands Companies
  • InVentiv Health Clinical
  • Johnson Controls Inc.
  • Koch Development Corp. (Holiday World)
  • Koorsen Environmental Services
  • Koorsen Facilities Management
  • Koorsen Fire & Security
  • KST Security Inc
  • Kronos Incorporated
  • Lenex Steel
  • Lumina Foundation for Education Inc.
  • MCL Inc.
  • MISO
  • Monarch Beverage Company
  • National Office Furniture
  • New Light Christian Church
  • Orchard Software Corporation
  • Outreach Inc.
  • Patriot Engineering and Environmental
  • Pillow Logistics
  • ProTrans International Inc.
  • Radiology of Indiana
  • RCI
  • Regenstrief Institute
  • Riley Children's Foundation
  • RQAW Corporation
  • Safety Management Group
  • Sensory Technologies
  • Sharpen Technologies Inc.
  • SMC Corporation of America
  • Somerset CPAs and Advisors
  • State Fair Commission
  • State of Indiana Employees
  • Tastings Franchise Company
  • Tilson Inc.
  • TriMedx Holdings LLC
  • Tru Direction Inc.
  • UA Plumbers and Steamfitters 157
  • United Way of Central Indiana
  • Vision Solutions, Inc.
  • VMS BioMarketing
  • Walker Information Inc.
  • Western Select Property Management
  • Westfield Steel
  • Wilhelm Construction
  • Williams Randall
  • XLC Personnel Services
  • Zappos.com

We have a rich history and a focus on the future.

Elements has served members since 1930 when we were founded by the management of Eli Lilly and Company. Today we serve the employees of more than 100 organizations around the U.S. We currently rank among the top 3% of credit unions nationally2 with nearly 90,000 members and more than $1.4 billion in assets. We have the resources, staff and expertise to support our members with unparalleled service and leading-edge technology.

We Rank in the TOP 3% of Credit Unions Nationally2

  90,000 Members

  $1.4 BILLION in Assets

We have a global footprint.

We serve members in all 50 states and 50 countries. We provide access to 5,500+ shared branches nationwide and 72,000+ surcharge-free ATMs globally.

Find an ATM or branch near you

5,500+ Shared Branches Nationwide
72,000+ Surcharge-Free ATMs Globally

We are focused on your financial wellness.

Our goal is to build lifelong relationships to support our members’ financial success. We offer financial wellness resources and onsite workshops to support you and your decisions about home buying, student financial aid, credit ratings, and how to proactively protect your identity.

We support our community.

As a nonprofit, we are definitely in tune with the importance of giving back. With your membership, you will be part of a caring organization that encourages its employees to volunteer in the community and also provides financial contributions to worthy causes. Community service also means providing our members with financial education and outreach to consumers.

Read more about Elements in the community

We value our employees.

As a 2017 Best Place to Work in Indiana, Elements Financial firmly believes in the importance and impact of workplace culture. Our positive and supportive work environment plus competitive compensation and benefits packages combine to create engaged employees who enjoy coming to work. There’s a true sense of pride at Elements, and it’s a win for everyone – including the credit union members we serve.

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  1. 1 Competitive Value is estimated by comparing historical rates and fees at Elements Financial and at the five banks and credit unions with the largest market share in Central Indiana; data valid as of 8/31/16
  2. 2 Based on asset size as of 12/31/16