|High Interest Checking||Dividend Rate||APY|
|$100 - $20,000 (Tier One)||1.98%||2.00%|
|portion of balance > $20,000 (Tier Two)||0.10%||0.10%|
Rates effective as of October 3, 2016, and may change after account opening without notice. Fees may reduce earnings. Must meet account transaction requirements per Business Cycle to receive dividend. See Truth in Savings Disclosures for details.