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Checking

Find the best checking account for you. Compare our popular checking accounts.

MOST POPULAR

High Interest Checking

Overview

  • Potential to earn dividends as high as  APY
  • Unlimited transactions
  • Debit card
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You want the flexibility of a traditional checking account while you earn dividends
  • You maintain a high average daily balance
  • Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card)
High Interest Checking Dividend Rate  APY 
Balance up to $20,000 2.96% 3.00%
Portion of Balance > $20,000 0.10% 0.10%
Non-Qualifying Rate 0.05% 0.05%

High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019, is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Premium dividend on account(s) with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.

Overview

  • No minimum balance
  • Unlimited transactions
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You use direct deposit, are 50 or older, or under age 25—no monthly fee!
  • You don't want to have to maintain a minimum balance
  • Trade-off: Account earns no interest

Overview

  • For students ages 15 to 24
  • No minimum balance
  • No overdraft fees
  • Unlimited transactions
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You are a student that wants the flexibility of no minimum balance with the security of no overdraft fees
  • You want to teach your child how to manage their money