Skip to main content

Checking

Find the best checking account for you. Compare our popular checking accounts.

MOST POPULAR

High Interest Checking

Overview

  • Potential to earn dividends as high as  APY1
  • Unlimited transactions
  • Debit card
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You want the flexibility of a traditional checking account while you earn dividends
  • You maintain a high average daily balance
  • Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card)
High Interest Checking Dividend Rate  APY 
Balance up to $20,000 2.96% 3.00%
Portion of Balance > $20,000 0.10% 0.10%
Non-Qualifying Rate 0.05% 0.05%

High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019, is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.

Overview

  • No minimum balance
  • Unlimited transactions
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You use direct deposit, are 50 or older, or under age 25—no monthly fee!
  • You don't want to have to maintain a minimum balance
  • Trade-off: Account earns no interest

Overview

  • For students ages 15 to 24
  • No minimum balance
  • No overdraft fees
  • Unlimited transactions
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You are a student that wants the flexibility of no minimum balance with the security of no overdraft fees
  • You want to teach your child how to manage their money
  1. 1 High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019, is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.