MOST POPULAR High Interest Checking Overview Potential to earn dividends as high as APY1 Unlimited transactions Debit card Elements Visa® debit card offers control, security, and convenience View Rates A Good Option If: You want the flexibility of a traditional checking account while you earn dividends You maintain a high average daily balance Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card) Read More Apply Now Or Call 1-800-621-2105 Continue Application Compare High Interest Checking Dividend Rate APY Balance up to $20,000 2.96% 3.00% Portion of Balance > $20,000 0.10% 0.10% Non-Qualifying Rate 0.05% 0.05% High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019, is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.