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Checking

Find the best checking account for you.

MOST POPULAR

High Interest Checking

Overview

  • Potential to earn dividends as high as 2.00% APY1
  • Unlimited transactions
  • Debit card
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You want the flexibility of a traditional checking account while you earn dividends
  • You maintain a high average daily balance
  • Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card)
High Interest Checking Dividend Rate  APY 
$100 - $20,000 (Tier One) 1.98% 2.00%
portion of balance > $20,000 (Tier Two) 0.10% 0.10%
non-qualifying rate 0.05% 0.05%

Rates effective as of October 3, 2016, and may change after account opening without notice. $100 minimum average daily balance required to earn dividends. Fees may reduce earnings. Must meet account transaction requirements per Business Cycle to receive dividend. See Truth in Savings Disclosures for details.

Overview

  • No minimum balance
  • Unlimited transactions
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You use direct deposit, are 50 or older, or under age 25—no monthly fee!
  • You don't want to have to maintain a minimum balance
  • Trade-off: Account earns no interest

Overview

  • For students ages 15 to 24
  • No minimum balance
  • No overdraft fees
  • Unlimited transactions
  • Elements Visa® debit card offers control, security, and convenience

A Good Option If:

  • You are a student that wants the flexibility of no minimum balance with the security of no overdraft fees
  • You want to teach your child how to manage their money
  1. 1 Annual Percentage Yield is variable and may change after account is opened. APY is 2.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one accountholder must be at least 18 years old. You must maintain a minimum average daily balance of $100 to earn dividends. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings.