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Compare Checking Accounts

  High Interest Checking Basic Checking Student Edge Checking
Key Benefits

Enjoy our highest checking annual percentage yield up to $20,0001

Eligible to earn dividends with only 15 qualifying transactions per statement cycle2

Multiple overdraft protection options

First 50 checks FREE

No minimum balance requirements

Multiple overdraft protection options

First 50 checks FREE

For students ages 15 to 24

No minimum balance requirements

No overdraft fees

A Good Option If You

Want the flexibility of a traditional checking account while you earn dividends

Maintain a high average daily balance

Use direct deposit, are 50 or older, or under age 25 — no monthly fee!

You don't want to have to maintain a minimum balance

Are a student that wants the flexibility of no minimum balance with the security of no overdraft fees

Want to teach your child how to manage their money

Annual Percentage Yield (APY)

Up to 2.00%3

Debit Card with Digital Payment Options
Unlimited Transactions
Minimum Balance to Open Account

$0.00

$0.00

$0.00

Access to EZShield Family Identity Restoration
Add a Checking Account

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  1. 1 High Interest Checking Account Annual Percentage Yield (APY) is variable and may change after account is opened. The APY is 2.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. You must maintain a minimum average daily balance of $100 to earn dividends. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings.
  2. 2 Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify.
  3. 3 Rates effective as of October 3, 2016, and may change after account opening without notice. Fees may reduce earnings. Must meet account transaction requirements per Business Cycle to receive dividend. See Truth in Savings Disclosures for details.