
A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
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Elements Financial is a credit union. That means we’re like a bank, only better! Securing your mortgage through Elements Financial means you will benefit from:
You can apply online in as little as 10 minutes! Or call 1-800-561-9433 to get started.
What you’ll need to apply:
From application to closing takes an average of 30 days. What to expect during the application process: