Get Cash Back or Earn Rewards! Signature Rewards Visa Overview Earn rewards for your everyday purchases1 $200 Cash Bonus2 0% Intro APR for 6 months on purchases and balance transfers After the intro period, a variable APR of 16.24% for purchases and balance transfers No balance transfer fees and no annual fee3 Convenience of paying at retailers with a tap, a swipe, or a chip View Rates A Good Option If: You want to earn rewards for purchases, such as travel and gift card rewards from Pure Perks Rewards You want to have access to complementary Visa® Signature Concierge Service, deals, and offers Trade-off: Slightly higher rate than a credit card that doesn’t offer rewards Read More Apply Now Continue Existing Application Or Call 1-800-621-2105 Terms & Conditions Compare Signature Rewards Visa Purchases & Balance Transfers Introductory APR for 6 Months 0% Variable APR after 6-Month Intro Period 16.24% Balance Transfer Fee 0% Signature Rewards Visa Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 16.24% for Signature Rewards Visa. Rate effective December 1, 2023, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.