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Helium Savings

With a high dividend rate, your account balance should rise like a helium-filled balloon

Open an Account

Or call 1-800-621-2105

Enroll in Online Banking

Helium Savings Dividend Rate  APY 
$10,000 and Above 0.55% 0.55%

Rates effective as of September 15, 2017, and may change after account opening without notice. Fees may reduce earnings. Average daily balance of $10,000 required to earn dividends.

Helium Savings


  • Simple, single-tiered savings account
  • Premium dividend rate — one of the highest in the nation


  • No monthly maintenance fees associated with this account
  • $10,000 average daily balance or more required to earn dividends


Our experienced, helpful member service team is ready to support you!


Live Chat

Chat Available Mon-Fri, 8 am-5 pm Eastern

Helium Savings


When you open a Helium Savings Account, you'll enjoy

    • Convenience of direct deposit of your payroll or federal benefits
    • An Elements Visa® ATM card with security-enabled chip to use at any merchant that accepts Visa debit card
    • More than 72,000 surcharge-free ATMs worldwide
    • Shared branch access at more than 5,000 branches nationwide


Online and Mobile Banking


Access all the benefits of your High Interest Checking account with Online Banking and the Elements Mobile App. You can enjoy the same interface on your smartphone, tablet, laptop or desktop while continuing to get the same security features and conveniences you’ve come to expect. Our goal with online banking is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

  • Online banking – desktop, phone and app
  • Mobile check deposit
  • Online check images with Online Banking and Mobile Banking


Learn more about Online and Mobile Banking and enroll today.

Frequently Asked Questions


Q: Can I open a savings account online?
A: Yes, we encourage you to apply for a new account online. You may also apply at one of our locations

Q: Do you offer business savings?
A: Yes, we offer business accounts. Learn more on our Business Savings page or call us at 1-800-621-2105 for more information.

How to Get Started


You can apply online in as little as 10 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to open an account:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Social Security number

What to expect during the application process:

  1. You will receive an email within 1 business day to notify you of account approval.
  2. That’s it – your Basic Checking Account is now open!