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Helium Savings

Elevate your savings.

Open an Account

Or call 1-800-621-2105

Enroll in Online Banking

Helium Savings Dividend Rate  APY 
$100 - $2,499 0.00% 0.00%
$2,500 - $9,999 0.55% 0.55%
$10,000 And Above 0.55% 0.55%

Helium Savings Annual Percentage Yield (APY) effective as of September 18, 2020, and may change after account opening without notice. Average daily balance of $2,500 required to earn dividends. Fees may reduce earnings.

Helium Savings


  • No monthly maintenance fees associated with this account.
  • $2,500 average daily balance or more required to earn dividends.


Our experienced, helpful member service team is ready to support you!


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Helium Savings


When you open a Helium Savings Account, you'll enjoy

    • Convenience of direct deposit of your payroll or federal benefits
    • An Elements ATM card to use at more than 78,000 surcharge-free ATMs worldwide
    • Shared branch access at more than 5,000 branches nationwide

Online and Mobile Banking


Access all the benefits of your High Interest Checking account with Online Banking and the Elements Mobile App. You can enjoy the same interface on your smartphone, tablet, laptop or desktop while continuing to get the same security features and conveniences you’ve come to expect. Our goal with online banking is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

  • Online banking – desktop, phone and app
  • Mobile check deposit
  • Online check images with Online Banking and Mobile Banking


Learn more about Online and Mobile Banking and enroll today.

Frequently Asked Questions


Q: Can I open a savings account online?
A: Yes, we encourage you to apply for a new account online. You may also apply at one of our locations

Q: Do you offer business savings?
A: Yes, we offer business accounts. Learn more on our Business Savings page or call us at 1-800-621-2105 for more information.

How to Get Started


You can apply online in as little as 10 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to open an account:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Social Security number

What to expect during the application process:

  1. You will receive an email within 1 business day to notify you of account approval.
  2. That’s it – your Helium Savings Account is now open!

How Much Should I Save to Reach My Goal?

Savings Calculator