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The new Elements Financial website, rebuilt with you in mind, has arrived. — The scheduled upgrade to Elements Online Banking is also now availableLearn more about the upgrade.

Student Edge Checking

Teaches students how to conveniently manage their money on the go.

Open an Account

Or call 1-800-621-2105

Enroll in Online Banking

Student Edge Checking

KEY BENEFITS

  • No minimum balance requirements
  • No overdraft fees

STUDENT EDGE CHECKING DETAILS

Questions?

Our experienced, helpful member service team is ready to support you!

1-800-621-2105

Live Chat

Chat Available Mon-Fri, 8 am-5 pm Eastern

More Details

 

Not all learning is in a classroom! The Student Edge Checking teaches students how to conveniently manage their money on the go.

 

When you open a Student Edge Checking, you'll enjoy

  • Unlimited transactions and unlimited checkwriting
  • Convenience of direct deposit of payroll or federal benefits
  • Elements Visa® Debit and ATM cards with security-enabled chip to use at any merchant that accepts Visa debit card.
  • More than 72,000 surcharge-free ATMs worldwide
  • Shared branch access at more than 5,000 branches nationwide 

 

Paperless

Instead of returning your canceled checks, we provide you with a listing of checks paid, noted by check number, date, and amount. This is all viewable within Online Banking.

Digital Payments

 

Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:

  • Apple Pay
  • Android Pay
  • Samsung Pay
  • Visa Checkout
  • PayPal

Learn more on our Digital Payment Options page.

Online and Mobile Banking

 

Access all the benefits of your Student Edge Checking with Online Banking and the Elements Mobile App. You can enjoy the same interface on your smartphone, tablet, laptop or desktop while continuing to get the same security features and conveniences you’ve come to expect. Our goal with online banking is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

  • Online banking – desktop, phone and app
  • Mobile check deposit
  • Online check images with Online Banking and Mobile Banking

 

Learn more about Online and Mobile Banking and enroll today.

Frequently Asked Questions

 

Q: Can I open a checking account online?

A: Yes, if you are 18-24, we encourage you to apply for a new account online. You may also apply at one of our locations. Students ages 15 to 17 must complete the PDF Membership Application and Membership Addendum and return them to an Elements location. You can also email these forms to one of our team members. Call 1-800-621-2105 to learn more.

 

Q: Is there a minimum balance requirement for an Elements checking account?

A: The Student Edge Checking has no minimum balance required.

 

Q: What are the rates for Student Edge Checking?

A: The Student Edge Checking program does not have dividends, and therefore, does not have specific rates.

How to Get Started

 

If you are 18-25:

You can apply online in as little as 10 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to open an account:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Social Security number

What to expect during the application process:

  1. You will receive an email within 1 business day to notify you of account approval.
  2. That’s it – your Student Edge Checking account is now open!

 

If you are 15-17:

You must complete the PDF Membership Application and Membership Addendum and return them to an Elements location. You can also email these forms to one of our team members. Call 1-800-621-2105 to learn more.