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Payment updates are easier for your favorite online shopping, streaming, and subscription services with CardSwap.

Log into Online Banking to Setup

Or call 1-800-621-2105


Make managing your payment preferences a cinch.

You have a lot of streaming, shopping, and other online or subscription services right at your fingertips — services like Uber, Lyft, Apple, Google, Netflix, Venmo, Doordash, and more. But updating the payment method for so many services when you lose your card or open a new bank account is time-consuming and frustrating.

CardSwap is a single spot to update your card on file wherever you pay. You can enroll your Elements credit or debit card in CardSwap within Online Banking or the mobile app to easily update your recurring charges. 


  • Easily update your payment information in the event that your credit card gets lost, stolen, or compromised
  • Save the time and hassle of visiting each company's site and make card updates all in one place
  • Works with over 50 of your favorite online shopping and streaming services including Netflix, Amazon, Uber, Walmart, Hulu, and more
  • No extra apps to install or additional tools to learn — enroll and make updates to CardSwap right within your Online Banking or mobile app

How do I set up my cards in CardSwap?

A woman enjoying Netflix on her laptop

The ability to update your Elements debit and credit card payment information for over 50 of your favorite online shopping and streaming services is built into Online Banking and just waiting for you to click on it.

Start by logging in to Online Banking or our mobile app. In the left menu navigation, click on “Tools & Services” then “CardSwap.” Click “Get Started” to begin setup. Complete setup instructions can be found at the bottom of this web page.

Once you’re done, CardSwap will replace the card on file with your selected online merchant with your Elements debit or credit card.

Log In to Online Banking

How long does it take a card to be updated with a vendor?

A family of four enjoying a movie at home on their television

Allow 24 hours for the payment information to be updated with the vendor. In many instances it takes only a few minutes to see the changes, and many vendors will notify you by email that your information has been updated.

Read more frequently asked questions about CardSwap...

Why does CardSwap need my login information for the subscription service?

In order to update the card on file at a selected subscription service, CardSwap uses the credentials provided to access and update your payment preferences at the online merchant.

Can I assign my debit card for some services and my credit card for others?

Yes, CardSwap supports both Elements debit and credit cards. You can load multiple Elements cards. The card currently displayed when selecting a merchant to update is the card that will be added to that merchant. You can then select your other Elements card and swap other merchants to an alternate card.

How do I remove my Elements card from a merchant after I used CardSwap to update?

If you wish to remove your Elements card from a particular merchant you previously swapped, visit your online account for that merchant and remove the Elements card.

What if I can't remember my login credentials for a particular company?

There is a "Get Help" link on the left side of the screen where you enter your credentials. You'll be redirected to that company's site to get help resetting or remembering your password.

Do I have to have an active subscription to one of the listed companies in order for the swap to work?

Yes. If your subscription has lapsed, you must first renew with the company, and then CardSwap will allow you to update your payment information to your Elements debit or credit card.

Can I use CardSwap with my account number and routing number?

No. You have to have an Elements debit or credit card in order to use CardSwap. There is no ACH option at this time.

What if the company I want to update my card with is not listed in CardSwap?

Companies that participate with CardSwap are constantly being updated. If you don’t see it when you first try, check back at a later time.

I got an error message when I tried to add a new card to CardSwap, what should I do?

CardSwap supports Elements debit and credit cards. To avoid an error adding the card, make sure the card being added is an Elements card and that the expiration and CVV information for the card were entered correctly. If you continue to have trouble, call us at 1-800-621-2105 for assistance.