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The new Elements Financial website, rebuilt with you in mind, has arrived. — The scheduled upgrade to Elements Online Banking is also now availableLearn more about the upgrade.

Like a Bank, Only Better.

Higher Deposit Rates, Lower Loan Rates, Fewer Fees.

Business Basic Checking

  • Ideal for daily balances of $10,000 or less
  • Qualify for no monthly maintenance fee
  • Manage accounts through online banking and the mobile app

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Commercial Real Estate Loan

  • Buy your commercial space with professional guidance
  • Variety of repayment terms
  • No prepayment penalties

Learn More

Our Business Team Becomes Part of Yours

All business accounts and loans are opened with the help a financial expert from our business team, ensuring you get the best product for your unique goals. 

  • Local knowledge for Indianapolis-based companies
  • SBA approved and certified

Email the Business Team to Get Started

Elements in the Community

Elements Financial employees volunteer

Elements Financial’s First-Ever Purpose Day

Instead of closing up shop for Columbus Day, our 175 team members dedicated the day to give back to the community through this inaugural event.

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Partner with Elements

Band of Believers in Elements Financial

We’re Building a Band of Believers in Financial Wellness

For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S.

Partner with Elements

In the News

Simple Solutions to Common Student Loan Concerns

Blog - 3 Simple Solutions to Common Student Loan Concerns

When the time comes to repay your student loans, you may be faced with a lot of questions. Let’s look at common scenarios that may help you navigate with ease.

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