Elements Financial is a credit union. What's a credit union? Glad you asked! A credit union is a not-for-profit bank that's owned by its members. That means we offer all the same products as a bank, but our profits are returned to our owner-members in the form of reduced fees, higher savings rates and lower loan rates.
About Elements
As a non-profit, member-owned credit union, Elements Financial Federal Credit Union has the ability to do some pretty amazing things for our members. While offering all the products, instruments and technologies of a conventional bank, our unique business model allows us to return profits to our member-owners in the form of reduced fees, higher savings rates and lower loan rates.
Benefits of Membership
Dependability and innovation: these twin concepts work in harmony as the tenets of Elements’ promise to our customers. Our practical financial advice is dependable enough to have earned us ranking among the top 4% of credit unions in the U.S., with more than 100,000 members and $2.0 billion in assets. Our spirit of innovation spurs us to constantly search for better and more convenient amenities for our partners, like holding financial workshops at their workplaces.
Financial Resources
Elements Financial Federal Credit Union has been a part of the Central Indiana community since 1930. We’re proud of the reputation we’ve earned in those 80+ years, one of respect for—and from—our neighbors. We’re also proud to offer our clients access to our services wherever they go, with 78,000 ATMs and 5,000 shared branches worldwide—and nary a surcharge to be found at any of them.
Find an ATM or Branch
For centuries, financial institutions offered highly personal human service, but the hours? Laughable. Then the digital revolution arrived, and the pendulum swung the other way: super-convenient hours …but service that had become cold and impersonal. Well, now Elements has gotten the formula right: modern technology made personal by 24/7 human support. Our goal is 100% satisfaction, and we feel we’ve got the balanced resources to achieve it.
Online Banking
