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Riley Children's Foundation Visa

The credit card that benefits Riley Children's Foundation with a low rate for you.

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Or call 1-800-621-2105

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Riley Children's Foundation Visa

Riley Children's Foundation Visa Purchases & Balance Transfers
Introductory APR for 6 Months  0%
Variable APR after 6-Month Intro Period  8.99%
Balance Transfer Fee  1%

Riley Children's Foundation Visa introductory rate good for six months. APR stands for Annual Percentage Rate. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After promotional period your Standard variable APR for Purchases and Balance Transfers will be 8.99% for Riley Children's Foundation Visa. Rate effective October 1, 2020, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.

Riley Children's Foundation VisaKEY BENEFITS

  • Get $200 Cash Bonus just by using your card1
  • A partnership to support Riley Kids and the Riley Children's Foundation


  • 0% Intro APR for 6 months on purchases and balance transfers. After the intro period, a variable APR of 8.99% for purchases and balance transfers2
  • Low 1% balance transfer fee2 that goes back to support Riley. 
  • No annual fee and no penalty pricing


Our experienced, helpful member service team is ready to support you!


Live Chat

Chat Available Mon-Fri, 9 am-5 pm Eastern

Riley Children's Foundation Visa®

Riley Children's Foundation LogoWhen you make purchases or balance transfer on a Riley Children's Foundation Visa Credit Card you are helping

  • Children who make over 300,000 annual visits to Riley Hospital for Children
  • Researchers who are seeking life-saving treatments and cures
  • Families who need support during challenging times.

Plus, Elements Riley Children's Foundation Visa® cardholders enjoy the following features when using their card:

  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security
  • Roadside Dispatch
  • Travel Accident Insurance (covering up to $100,000)
  • Travel and Emergency Assistance Services
  • Visa Zero Liability Fraud Protection 

Automatically Manage Your Credit Card Payments


You have a lot of streaming, shopping, listening, viewing, and other online services right at your fingertips. But updating the payment method for so many services when you lose your card or open a new bank account is time-consuming and frustrating.

CardSwap is a single spot to update your card on file wherever you pay — subscription and streaming services, eCommerce merchants, and more. Enroll your debit card in CardSwap through online banking and the mobile app, to easily update your recurring charges for services like Uber, Lyft, Apple, Google, Netflix, Venmo, Doordash, and more

Learn More about CardSwap

Visa Account Updater

New credit card? No problem. Enjoy automatic updates of payment information when you get a new or reissued card.

  • Skip the time and hassle of re-entering or resubmitting your payment information
  • Avoid declined payments and service interruptions
  • Count on us to keep your card information secure

If you have recurring payments set up using your Elements Visa® credit card, any merchants that participate in this program will automatically receive your updated credit card information.

You can opt-out of Visa Account Updater by calling us at 800-621-2105.

Using Your Credit Card


Digital Payments

Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your credit card lets you make payments via:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • PayPal
  • This logo  anywhere Visa is accepted online

Learn more on our Digital Payment Options page.


At the Register

You can swipe, dip, or tap your Elements credit card to make payments at most credit card terminals.

Making Payments

Access Elements Online Banking to pay your credit card, or send a check made payable to:

Elements Financial Federal Credit Union
PO Box 10324
Des Moines, IA 50306-0324

Safety and Security with Elements

Chip Cards
Get big protection in a tiny chip. Elements issues credit and debit cards with chip technology built right in. This tiny chip will protect your card's information in a big way.

  • Count on Enhanced Fraud Protection — When you use your chip card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This helps prevent stolen data from being fraudulently used.
  • Enjoy Global Acceptance — More places than ever accept Visa credit and debit cards. Whether you check out using chip technology, Visa payWave to tap and go, or swipe your card, you can pay with confidence worldwide.

Plus, you're protected against unauthorized use with Visa's Zero Liability Fraud Protection.

Visa® Credit Card Fraud Alerts
Real-time fraud alerts for our Visa credit cards. With a text alert, you can help prevent fraudulent transactions from occurring on your cards. The service is free and enrollment is easy.

Learn More about Fraud Alerts

Transaction Alerts
Have alerts sent to your email address or mobile device when your card is used.

Enroll within MyCardInfo in Online Banking

Verified by Visa
Verified by Visa automatically protects you against unauthorized purchases when shopping online.

Visa's Zero Liability Fraud Protection
With Visa's Zero Liability Policy you won't be held responsible for unauthorized charges.

Learn More about Visa's Zero Liability Fraud Protection

Assistance for Card Holders

Call us at 1-866-570-1238 if you have any of the following needs or concerns.

  • Planning travel? Call us in advance. 
  • Card Transaction Denied
  • Lost or Stolen Card
  • If you suspect fraud
  • Questions or Concerns


How to Get Started

You can apply online in as little as 10 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to apply:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Social Security number

What to expect during the application process:

  1. We’ll contact you within 1 business day to notify you of account approval or gather additional information that may be needed.
  2. That’s it – once approved, you'll receive your Riley Children's Foundation Visa® within 10-14 days.

How Long Will it Take to Pay Off My Credit Card?

Credit Card Payoff Calculator


Total interest $____
  1. 1 Credit Card Related $200 Cash Bonus Value Offer — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a one-time $200 statement credit. Statement credit will not reduce your monthly payment. If the account is closed within six months, we reserve the right to add the amount of the statement credit back to your account balance at that time. Secured Credit Card excluded. Existing or previous Elements credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of a statement credit. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
  2. 2 Riley Children's Foundation Visa Credit Card Transaction Fees — Credit Card Balance Transfer: 1% or a minimum of $5.00. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00. Credit Card Foreign Transaction: 1% of each Foreign Transaction in U.S. dollars.