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Butler University Rewards Visa

The only credit card you'll ever need to show your Butler University pride.

Apply Now

Or call 1-800-621-2105

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Butler University Rewards Visa

Butler University Rewards Visa Purchases & Balance Transfers
Introductory APR for 6 Months  0%
Variable APR after 6-Month Intro Period  14.99%
Balance Transfer Fee  0%

Butler University Rewards Visa introductory rate good for six months. Annual Percentage Rate. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After promotional period your Standard variable APR for Purchases and Balance Transfers will be 14.99% for Butler University Rewards Visa. Rate effective October 4, 2018, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Terms & Conditions.

Butler University Credit CardKEY BENEFITS

  • Great way to show your Butler Bulldog pride
  • Earn 1% cash back on every eligible purchase with Pure Perks
  • No Foreign Transaction Fees

CREDIT CARD DETAILS

  • No balance transfer fee, no annual fee, and no penalty pricing1
  • Features Pure Perks Rewards where you can earn 1 point to the dollar with every purchase
  • Redeem points for travel, gift card, or cash back rewards

Questions?

Our experienced, helpful member service team is ready to support you!

1-800-621-2105

Live Chat

Chat Available Mon-Fri, 8 am-5 pm Eastern

Special Features

Butler University Rewards Visa® holders enjoy the following features when using their card:

  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security
  • Roadside Dispatch
  • Travel Accident Insurance (covering up to $100,000)
  • Travel and Emergency Assistance Services
  • Visa Zero Liability Fraud Protection 

Visa Account Updater

New credit card? No problem. Enjoy automatic updates of payment information when you get a new or reissued card.

  • Skip the time and hassle or re-entering or resubmitting your payment information
  • Avoid declined payments and service interruptions
  • Count on us to keep your card information secure

If you have recurring payments set up using your Elements Visa® credit card, any merchants that participate in this program will automatically receive your updated credit card information.

You can opt-out of Visa Account Updater by calling us at 800-621-2105.

Using Your Credit Card

 

Digital Payments

Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your credit card lets you make payments via:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Visa Checkout
  • PayPal

Learn more on our Digital Payment Options page.

 

At the Register

You can swipe, dip, or tap your Elements credit card to make payments at most credit card terminals.

 

Making Payments

Access Elements Online Banking to pay your credit card, or send a check made payable to:

Elements Financial Federal Credit Union
PO Box 10324
Des Moines, IA 50306-0324

Safety and Security with Elements

Chip Cards
Get big protection in a tiny chip. Elements issues credit and debit cards with chip technology built right in. This tiny chip will protect your card's information in a big way.

  • Count on Enhanced Fraud Protection — When you use your chip card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This helps prevent stolen data from being fraudulently used.
  • Enjoy Global Acceptance — More places than ever accept Visa credit and debit cards. Whether you check out using chip technology, Visa payWave to tap and go, or swipe your card, you can pay with confidence worldwide.

Plus, you're protected against unauthorized use with Visa's Zero Liability Fraud Protection.


Visa® Credit Card Fraud Alerts
Real-time fraud alerts for our Visa credit cards. With a text alert, you can help prevent fraudulent transactions from occurring on your cards. The service is free and enrollment is easy.

Learn More about Fraud Alerts


Transaction Alerts
Have alerts sent to your email address or mobile device when your card is used.

Enroll within MyCardInfo in Online Banking


Verified by Visa
Activating Verified by Visa to protect you against unauthorized purchases when shopping online is quick and easy.

Activate Verified by Visa

Assistance for Card Holders

Call us at 1-866-570-1238 if you have any of the following needs or concerns.

  • Planning travel? Call us in advance. 
  • Card Transaction Denied
  • Lost or Stolen Card
  • If you suspect fraud
  • Questions or Concerns

 

Questions about Pure Perks Rewards can be best answered at 1-855-814-5597

How to Get Started

You can apply online in as little as 10 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to apply:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Social Security number

What to expect during the application process:

  1. We’ll contact you within 1 business day to notify you of account approval or gather additional information that may be needed.
  2. That’s it – once approved, you'll receive your Butler University Rewards Visa® within 10-14 days.

How Long Will it Take to Pay Off My Credit Card?

Credit Card Payoff Calculator

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  1. 1 Butler University Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.