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Wire Transfers

Transfer money across the country or around the globe.

Request a Transfer 1-800-621-2105

Wire Transfers


  • Domestic and international wire transfers that are quick and easy
  • An effective way to send money from your Elements account to another bank or credit union
  • We can handle outgoing and incoming wires; see instructions for both below


Our experienced, helpful member service team is ready to support you!


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Outgoing Wires


To arrange for an outgoing domestic or foreign wire, please visit a branch or call 1-800-621-2105. Please be prepared to provide:

  • Your beneficiary’s information (name, birth date, address with city/state/ZIP, and the receiving account number)
  • The receiving financial institution’s information (name, branch address with city/state/ZIP/county, ABA Routing # or Bank ID/National ID and/or SWIFT)
  • Additional information may be requested depending on the circumstances of your wire


For fee information related to our wire services, please review our current Fee Schedule.

Incoming Wires


Please be aware of the following instructions to ensure an incoming wire credits to your account from a wiring institution:

  • Wire the desired amount directly to: Elements Financial Federal Credit Union, 225 South East Street, Suite 300, Indianapolis, IN 46202
  • ABA Routing Number 274073834
  • For final credit to Your Name and Account Number (NOTE: This is not your member number, but your specific savings or checking account number.)

Frequently Asked Questions


Q: How much does it cost to send a bank wire?
A: To find out the cost of sending a Bank Wire Transfer, please click here to view our Fee Schedule.

Q: What is your SWIFT code? Do you offer international wire transfers?
A: Elements Financial does not have a SWIFT code. We have a routing number, 274073834. All international wires must come via a United States Bank and be directed to our administrative address:

Elements Financial Federal Credit Union
225 South East Street; Suite 300
Indianapolis, IN 46202

Q: What is an IBAN, and is it required for international transfers at Elements Financial?
A: The International Bank Account Number (IBAN) is an international standard of identifying bank accounts across national borders with a minimal risk of propagating transcription errors. The IBAN varies by country/institution. Only the bank servicing an account can provide the correct IBAN of that account and it must be obtained from the beneficiary of the wire. An IBAN is required for beneficiary accounts in Europe and other countries around the world.

How to Get Started


Call 1-800-621-2105 and an Elements team member will collect the appropriate account information to make your wire transfer.