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  Fixed-Rate Mortgage Adjustable Rate Mortgage First-Time Homebuyer Program Refinance Your Mortgage FHA Loan Jumbo Mortgage Single-Close Construction Loan Land Loan VA Loan USDA Loan
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Key Benefits

Predictable payments

No interest-rate surprises

Lowest short-term rates

Initial lower monthly payments

Low down payment

No mortgage insurance

Better rate or loan term
A Good Option If You

Want your rate and payments to stay same for life of loan

Plan to stay in your home for several years

Are comfortable with rate and payments fixed at first, then adjusting later

Don't plan to stay in the home long

Do not have a substantial down payment saved

Have not owned a house in the past three years

Want to reduce your monthly payment or shorten your loan term
Available Loan Terms

Purchase & Refinance:

5, 7, 10, 15, 20, and 30 years

Purchase & Refinance:

3/6, 5/6, 7/6 ARM

5/5 30-years

5/5 15-years

15, 20, and 30 year fixed

5/5 ARM

15, 20, and 30 year fixed

5/5 ARM

and more!
Interest Rate As Low As

Purchase:2.500%

Refinance: 2.750%

Purchase: 2.875%

Refinance: 3.000%

15 Year Fixed at 3%

Fixed-Rate: 2.750%

Adjustable Rate: 3.000%
APR As Low As

Purchase: 2.644%3

Refinance: 2.895%

Purchase: 3.118%4

Refinance: 3.079%

15 Year Fixed at 3%5

Fixed-Rate: 2.895%

Adjustable Rate: 3.079%
No Points
No Mortgage Insurance (PMI) — — — — — — —
Down Payment As low as 20% of purchase price As low as 10% of purchase price As low as 5% of purchase price As low as 10% of purchase price As low as 3.5% of purchase price Varies based on loan terms chosen As low as 10% of purchase price 20% or more of lot value $0 $0
Loan Limits — —

Up to $350,000

 — — — — —
Special Feature — — — — Backed by the Federal Housing Administration (FHA) — — — Guaranteed by the U.S. Department of Veterans Affairs (VA) Offered by the U.S. Department of Agriculture (USDA)
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  1. 1 Jumbo Mortgage Details: Please contact a Mortgage Loan Originator for rate information regarding Jumbo Mortgages. State-specific and Title Insurance fees may apply. All loans subject to application and credit approval. Terms and conditions subject to change. Other terms, conditions, and restrictions may apply.
  2. 2 Single-Close Construction Loan Details: Maximum Loan Amount of $1,000,000. All loans subject to credit approval and appraisal. Rates and terms subject to change. This is not an offer to extend credit as defined by Section 1026.2 of Regulation Z.
  3. 3 Fixed Rates effective as of April 9, 2021. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.
  4. 4 Adjustable Rates effective as of April 9, 2021. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. Please call for rate information about ARM products with terms other than those listed.
  5. 5 First Time Homebuyer Rates effective as of April 9, 2021. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on purchase price of $250,000, FICO® score of 740 or greater, 5% or more down payment, and loan amount of $237,500; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.
  6. 6 FHA Mortgage Rates effective as of April 9, 2021. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $250,000, FICO® score of 740 or greater, and 3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
  7. 7 VA Mortgage Rates effective as of April 9, 2021. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on purchase and loan amount of $250,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.