|Platinum Visa||Purchases & Balance Transfers|
|Introductory APR for 6 Months||0%|
|Variable APR after 6-Month Intro Period||10.24%|
|Balance Transfer Fee||0%|
Platinum Visa introductory rate good for six months. Annual Percentage Rate. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After promotional period your Standard variable APR for Purchases and Balance Transfers will be 10.24% for Platinum Visa. Rate effective January 3, 2018, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Terms & Conditions.