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Refer A Friend & Earn

This is worth sharing. Tell a friend and earn $50!

Get $50 and Give $501

Refer a Friend Today!

Refer a friend or family member to Elements and you’ll each receive $50 when they open an Elements Financial checking account and meet eligibility requirements1. Members can earn up to $500 each calendar year. It’s our way of saying thanks for spreading the word!1

How it Works:

1. Register

  • Use the registration form on this page to provide your information and successfully register as a referrer. You will receive a unique referral link. 

2. Invite Your Friends & Family

  • Enter their contact information or share the offer through your unique link. 

3. Get Rewarded

  • Once your friend registers for the referral offer and completes the requirements listed below, you will each receive a $50 Visa® Virtual Reward. 

Refer. Earn. Celebrate.

Invite your friends and unlock rewards — up to $500 in Visa® Virtual Rewards within a calendar year1. You'll enjoy perks while helping those you care about start their journey toward financial confidence.

Registration Form

How does it work?

Have friends or family you'd like to refer?
Begin by registering. You'll receive a unique referral link to share with anyone you want. The unique link will take them to a form to register for the offer. When they open a qualifying account and have satisfied all program requirements, you'll be issued your $50 Visa® Virtual Reward.1,

Visa® Virtual Rewards typically arrive within 2-3 weeks.

What are the requirements?

Offer Requirements: To earn a $50 Visa® Virtual Reward1, the Referred Person must register by following the link provided in the referral email or on social media, open a new Elements Financial personal checking account, and meet the following requirements within 90 days of account opening:

  • Have two (2) or more external direct deposits of $500 or more each.
    • A qualifying direct deposit must be an electronic deposit of your paycheck, pension, or other government benefits (such as Social Security) from your employer or the government. Person-to-Person payments including but not limited to Zelle® and Venmo®, and transfers from external accounts, do not qualify as direct deposits under the Program.

When I receive my reward?

Your Visa® Virtual Reward typically arrives 2-3 weeks after you have met all program requirements.

How can I track the status of my referrals?

After registering, you can monitor your referrals and their statuses through the referral program dashboard.

Who do I contact if I have more questions?

If you believe you should have received a bonus but haven't, you can submit a support ticket within the referral program dashboard.

  1. 1 Elements Financial - Refer-A-Friend Checking Account Offer: The Elements member making the referral (Referrer) will earn a $50 Visa® Virtual Reward for each individual referred (Referred Person) to Elements Financial who registers for the offer via ReferLive, opens a new Elements Financial personal checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must be an Elements member, register for the program and share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in Visa Virtual Reward within a calendar year. Only one Referrer may receive a Visa Virtual Reward for each Referred Person who fulfills the requirements.

    Offer Requirements: To earn a $50 Visa Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, open a new Elements Financial personal checking account, and meet the following requirements within 90 days of account opening:

    • Have two (2) or more external direct deposits of $500 or more each.
      • A qualifying direct deposit must be an electronic deposit of your paycheck, pension, or other government benefits (such as Social Security) from your employer or the government. Person-to-Person payments including but not limited to Zelle® and Venmo®, and transfers from external accounts, do not qualify as direct deposits under the Program.

    The Referred Person is subject to membership eligibility, and will be considered ineligible if they currently have, or have had a previous Elements checking account within the last 180 days.

    The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Elements Financial or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Virtual Reward will be issued to the Referrer after all conditions have been met in the time frames provided.

    Please allow 2-3 weeks after completion of all requirements for delivery of the Visa Virtual Reward. The Visa Virtual Rewards are subject to Terms and Conditions delivered with the reward and expire 6 months after date of issuance. Virtual Rewards may be reported as income to the IRS.

    Visa Virtual Reward is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

    Subject to membership requirements. These terms and conditions may change at any time without notice.

    Federally Insured by NCUA.