Most Popular
Fixed-Rate Mortgage
Overview
- Interest rate and payments remain the same for the life of the loan
- Available in terms of 5, 7, 10, 15, 20, and 30 years
- Down payments as low as 5% of purchase price — including First Time Homebuyers
A Good Option If:
- You want predictable monthly payments that will not change
- You plan to stay in your home for several years
- Trade-off: Interest rate is generally higher than an adjustable-rate mortgage
Or Call 1-317-402-6227
Download Product FlierFixed-Rate Mortgage | Interest Rate | APR | Points | Monthly Payment | Loan Term (Months) |
---|---|---|---|---|---|
Purchase Rates |
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30-Year Fixed | 6.750% | 6.790% | -0.125 | $1,945.79 | 360 |
20-Year Fixed | 6.625% | 6.678% | 0.000 | $2,258.85 | 240 |
15-Year Fixed | 6.250% | 6.315% | 0.000 | $2,572.27 | 180 |
See All Rates | |||||
Refinance Rates |
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30-Year Fixed | 7.000% | 7.041% | -0.250 | $1,995.91 | 360 |
20-Year Fixed | 7.125% | 7.179% | -0.250 | $2,348.46 | 240 |
15-Year Fixed | 6.500% | 6.566% | -0.125 | $2,613.32 | 180 |
See All Rates |
Fixed Rates effective as of November 6, 2024.Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.