Elements Business Rewards Visa®holders enjoy the following features when using their card:
Auto Rental Collision Damage Waiver
Cardholder Inquiry Service
Emergency Card Replacement
Emergency Cash Disbursement
Lost/Stolen Card Reporting
Purchase Security and Extended Protection
Travel and Emergency Assistance Services
Using Your Credit Card
Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your credit card lets you make payments via:
You can swipe, dip, or tap your Elements credit card to make payments at most credit card terminals.
Safety and Security with Elements
Chip Cards Get big protection in a tiny chip. Elements issues credit and debit cards with chip technology built right in. This tiny chip will protect your card's information in a big way.
Count on Enhanced Fraud Protection — When you use your chip card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This helps prevent stolen data from being fraudulently used.
Enjoy Global Acceptance — More places than ever accept Visa credit and debit cards. Whether you check out using chip technology, Visa payWave to tap and go, or swipe your card, you can pay with confidence worldwide.
Plus, you're protected against unauthorized use with Visa's Zero Liability Fraud Protection.
Visa® Credit Card Fraud Alerts Real-time fraud alerts for our Visa credit cards. With a text alert, you can help prevent fraudulent transactions from occurring on your cards. The service is free and enrollment is easy.
1 Rate, fee and other cost information: Rates effective January 3, 2018, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Subject to credit approval. Fee for Late Payments is $25.00. Additional limitations, terms, and conditions apply.
2 Business Rewards Credit Card Rewards Information: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply.