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Business Standard Checking

The ideal checking account for medium-sized businesses.

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Or call 1-800-621-2105

Business Standard Checking

Checking for Mid-Sized Businesses


  • Manage your accounts from anywhere, anytime, with easy access to all of your funds
  • Help from our dedicated team of business financial advisors with experience to recognize every small business's unique needs
  • Fewer fees and requirements than many competitors' business checking products


  • For mid-sized businesses with an average daily balance of more than $10,000
  • No monthly maintenance fee if you opt in to eStatements and have fewer than 500 transactions per month
  • Low average daily balance of $10,000 required
  • No per item fees
  • Move funds quickly with ACH debit and credit capabilities and convenience of self-service wire transfers in Online Banking and the Mobile App

What are the benefits of a Business Standard Checking account?

Convenience: The Elements Visa® Business Debit Card allows you to make purchases at any merchant that accepts Visa® debit cards. The funds will be directly withdrawn from your checking account.

Security: Enjoy online shopping secured with Visa. When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps con?rm your identity when you make an online purchase at participating merchant sites.

Easy Account Management: Use Online Banking and the Mobile App to manage your personal and business accounts. See your business account activity, check your electronic statements, deposit checks, pay bills, and more anytime and anywhere you have access to the Internet.1 Log in or enroll in Online Banking today to manage your account.

Worldwide Access: Conduct transactions at 78,000+ ATMs worldwide and 5,000+ shared branches nationwide. Find an ATM or branch near you.

Paperless Benefits: Instead of returning your canceled checks, we provide you with a listing of checks paid, noted by check number, date and amount, all viewable within Online Banking.

What digital wallet options (like Apple Pay) do I have with Business Standard Checking?

Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • PayPal
  • Pay a Friend
  • Amazon Reload
  • This logo  anywhere Visa is accepted online.

Learn More about Digital Wallet Options

How do I open an account?

How to Get Started


Want help making the best choices? To get your Business Standard Checking application started, talk to us now about what's right for you:, 1-317-276-2105, or toll-free at 1-800-621-2105.

  1. 1 Services subject to approval.