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Important Information Regarding Online Banking and Mobile App — Learn More

Business Visa

Email the Business Team

Or call 1-800-621-2105

Business Visa


  • Enjoy peace of mind at home and on the road with built-in travel and purchase protection benefits
  • Manage all of your accounts from anywhere, anytime
  • Help from our dedicated team of business financial advisors with experience to recognize every small business's unique needs


  • No Annual Fee and No Penalty Rates


Our experienced, helpful member service team is ready to support you!


Live Chat

Chat Available Mon-Fri, 9 am-5 pm Eastern

Elements Business Visa® holders enjoy the following features when using their card:

  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security and Extended Protection
  • Travel and Emergency Assistance Services

Using Your Credit Card


Digital Payments

Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your credit card lets you make payments via:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • PayPal
  • This logo  anywhere Visa is accepted online

Learn more on our Digital Payment Options page.


At the Register

You can swipe, dip, or tap your Elements credit card to make payments at most credit card terminals.

Safety and Security with Elements


Chip Cards
Get big protection in a tiny chip. Elements issues credit and debit cards with chip technology built right in. This tiny chip will protect your card's information in a big way.

  • Count on Enhanced Fraud Protection — When you use your chip card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This helps prevent stolen data from being fraudulently used.
  • Enjoy Global Acceptance — More places than ever accept Visa credit and debit cards. Whether you check out using chip technology, Visa payWave to tap and go, or swipe your card, you can pay with confidence worldwide.

Plus, you're protected against unauthorized use with Visa's Zero Liability Fraud Protection.

Visa® Credit Card Fraud Alerts
Real-time fraud alerts for our Visa credit cards. With a text alert, you can help prevent fraudulent transactions from occurring on your cards. The service is free and enrollment is easy.

Learn More about Fraud Alerts

Transaction Alerts
Have alerts sent to your email address or mobile device when your card is used.

Enroll within MyCardInfo in Online Banking

Verified by Visa
Verified by Visa automatically protects you against unauthorized purchases when shopping online.

Assistance for Card Holders

Call us at 1-866-570-1238 if you have any of the following needs or concerns.

  • Planning travel? Call us in advance. 
  • Card Transaction Denied
  • Lost or Stolen Card
  • If you suspect fraud
  • Questions or Concerns

How to Get Started


Want help making the best choices? To get your Business Basic Checking application started, talk to us now about what's right for you: business@elements.org1-317-276-2105, or toll-free at 1-800-621-2105.

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