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IU Health & Elements Financial

Your credit union and financial wellness partner

Upcoming Events

  • Review Day: Financial Wellness Review Day

    Thursday, February 5, 2026
    9:00 am - 4:00 pm Eastern

  • Workshop: Thrifty Travel

    Thursday, February 5, 2026
    12:00 pm - 12:45 pm Eastern

  • Lunch & Learn: Money on Your Mind

    Wednesday, February 11, 2026
    12:00 pm - 1:00 pm Eastern

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Popular Special Offers

ELEMENTS VISA SIGNATURE CREDIT CARD

0 % Intro APR for 18 Months1
14.49 % Variable APR, Thereafter1
on purchases and balance transfers2

Learn More Apply Now

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Banking with a Human Touch

photo of Eliza Claborn

Eliza Claborn

Senior Relationship Manager

Schedule an Appointment

Hi! I'm Eliza Claborn, Elements Financial Senior Relationship Manager for IU Health. I'm here to help with your financial wellness needs. Please contact me directly if you need any assistance.

Here to provide trusted advice!

  • One-on-One Credit Report Reviews
  • Creating a Custom Budget
  • Planning for Future Financial Goals
  • Tips to Build Your Savings
  • Assistance with Loan Applications
  • Debt Management Strategies
  • Reviewing Current Loans & Rates
  • Exploring Refinance Options
Meet More of the Team

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Focused on Your Financial Wellness

We’re Like a Bank, Only Better

Better Rates. Fewer Fees. Because we’re a non-profit, member-owned credit union What’s a credit union?
Trusted Advice. Fresh Approach. Workshops at your workplace and practical financial advice See financial resources
Respected Locally. Accessed Globally. Access to 78,000 ATMs and 5,000 shared branches—all with no surcharges Find an ATM or branch
High Tech. Human Touch. Modern technology and 24/7 personalized service—our goal is 100% satisfaction Learn about online banking

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I grew up in a small town, and it was common for bank employees to greet you by name, and to make you feel important. Elements is exactly like that…except it's in a big city. Really nice staff, easy business transactions, and they actually listen!

– Curt M. | Member Since 2014
  1. 1 Signature Rewards Visa Introductory APR (Annual Percentage Rate) good for 18 months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 14.49% for Signature Rewards Visa. Rate effective February 1, 2026, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  2. 2 Signature Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: 4% on each Balance Transfer. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.
  3. 3 High Interest Checking Account pays dividends using blended rate tiers meaning the stated dividend rate will be paid on the portion of the balance for each tier. The Annual Percentage Yield (APY) for Tier 1 is 2.00% on balances up to $20,000.00 and the **Tier 2 APY ranges from 2.00% to 0.86% on balances from $20,000.01 to $50,000.00. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Rates accurate as of February 1, 2026. All rates are variable and may change without notice at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.