Compare Checking Accounts

	High Interest Checking	Basic Checking	Student Edge Checking
	Open an Account	Open an Account	Open an Account
Key Benefits	Eligible to earn dividends with only 15 qualifying transactions per statement cycle Multiple overdraft protection options First 40 checks FREE	No minimum balance requirements Multiple overdraft protection options First 40 checks FREE	For students ages 10 to 24 No minimum balance requirements No overdraft fees
A Good Option If You	Want the flexibility of a traditional checking account while you earn dividends Typically maintain a high daily balance	Use direct deposit, are 50 or older, or under age 25 — no monthly fee! You don't want to have to maintain a minimum balance	Are a student that wants the flexibility of no minimum balance with the security of no overdraft fees Want to teach your child how to manage their money
Annual Percentage Yield (APY)	2.00% APY on balances up to $20,000	—	—
Unlimited Transactions
No Minimum Balance
Monthly Maintenance Service Charge	$0 when enrolled in estatements! Otherwise, $5 per month	$0 if you set up direct deposit, maintain a balance of $10,000 in your Elements accounts, or are age 50 or older or under age 25 Otherwise, $5 per month	$0
No Overdraft Fees	—	—
First 40 Checks Free
	Open an Account	Open an Account	Open an Account