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Compare Checking Accounts

  High Interest Checking Basic Checking Student Edge Checking
Key Benefits

New accountholders enjoy 4% APY for 12 months on balances up to $20,0001

Eligible to earn dividends with only 15 qualifying transactions per statement cycle

Multiple overdraft protection options

First 40 checks FREE

No minimum balance requirements

Multiple overdraft protection options

First 40 checks FREE

For students ages 15 to 24

No minimum balance requirements

No overdraft fees

A Good Option If You

Want the flexibility of a traditional checking account while you earn dividends

Maintain a high average daily balance

Use direct deposit, are 50 or older, or under age 25 — no monthly fee!

You don't want to have to maintain a minimum balance

Are a student that wants the flexibility of no minimum balance with the security of no overdraft fees

Want to teach your child how to manage their money

Annual Percentage Yield (APY)

4.00% APY on balances up to $20,000 for new accountholders during their 12 months1

Unlimited Transactions
No Minimum Balance
Monthly Service Fee

$0 when enrolled in estatements!

Otherwise, $5 per month

$0 if you set up direct deposit, maintain a balance of $10,000 in your Elements accounts, or are age 50 or older or under age 25

Otherwise, $5 per month

$0

No Overdraft Fees
First 40 Checks Free
Add a Checking Account

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  1. 1 Promo High Interest Checking (Promo HINT) is a High Interest Checking with a promotional 4.00% fixed Annual Percentage Yield (APY) accurate as of April 25, 2022, on balances up to $20,000 and 0.10% APY on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Promo HINT APY is fixed for 12 months from account opening date. On the first day of the month following the account opening anniversary month, the Promo HINT APY will automatically convert to the then current non-pro- motional High Interest Checking account APY which is variable and may change at any time without notice. Current High Interest Checking account holders and those with High Interest Checking accounts closed less than 180 days are not eligible. An existing High Interest Checking account cannot be converted to the Promo HINT. Limit one Promo HINT per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings.