Higher deposit rates. Lower loan rates. Fewer fees.
In one year, our members saved $10.0 million compared to customers elsewhere, which translates to a savings of $112 each year for the average Elements Financial household!1 That's because Elements offers the lowest loan rates and fees and some of the highest deposit rates available.
Total money saved by Elements Members last year 10,000,000
We serve members in all 50 states and 50 countries. Elements Financial gives you access to more branches and surcharge-free ATMs than the country's leading bank.
Look for the CO-OP ATM network or Shared Branch logo
Our Online Banking tool allows you to easily access your accounts 24/7 from any device.
Save yourself a trip to the ATM or branch by depositing checks on your phone. With the Elements Mobile Banking App, you simply snap a photo of the check and it is deposited directly into your account. Our members love this service.
Other benefits of our Mobile Banking App include:
We are here to support you. We are headquartered in Indianapolis and our member service team is available 24 hours a day, 7 days a week at 1-800-621-2105 to help you work through financial decisions, solve issues and answer any questions you have. Our goal is to deliver 100% satisfaction by taking the time with our members to understand your needs and unique circumstances.
Chat with a live person on this site from 8am to 5pm Eastern or any time on Facebook or Twitter. Or, you can call customer service 24 hours a day, 7 days a week at 1-800-621-2105
We offer financial wellness resources and onsite workshops to support you and your decisions about home buying, student financial aid, credit ratings, and how to proactively protect your identity
Getting started with Elements is easy! Simply open an Elements checking or savings account or complete an application for a loan or credit card (which includes opening a savings account). No need to transfer your existing checking or savings account — you can do that at a later date if you decide that is the right decision for you.
You can also add additional joint account holders or designate a beneficiary with the Membership Application Addendum.
