Higher deposit rates. Lower loan rates. Fewer fees.
In one year, our members saved $16.4 million compared to customers elsewhere, which translates to a savings of $309 each year for the average Elements Financial household!1 That's because Elements offers the lowest loan rates and fees and some of the highest deposit rates available.
Total money saved by Elements Members last year 16,400,000
Our Online Banking tool allows you to easily access your accounts 24/7 from any device.
We are here to support you. We are headquartered in Indianapolis and our member service team is available 24 hours a day, 7 days a week at 1-800-621-2105 to help you work through financial decisions, solve issues and answer any questions you have. Our goal is to deliver 100% satisfaction by taking the time with our members to understand your needs and unique circumstances.
Getting started with Elements is easy! Simply open an Elements checking or savings account or complete an application for a loan or credit card (which includes opening a savings account). No need to transfer your existing checking or savings account — you can do that at a later date if you decide that is the right decision for you.
You can also add additional joint account holders or designate a beneficiary with the Membership Application Addendum.