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Mechanical Breakdown Protection (MBP)

To boost your existing car warranty.

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Or call 1-800-621-2105

Mechanical Breakdown Protection (MBP)


  • Mechanical Breakdown Protection, also known as MBP
  • Helps to ensure the investment of your vehicle is protected
  • Reduce the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure
  • Gives you peace of mind


  • Nationwide protection
  • 24-hour roadside assistance for the term of your coverage
  • Rental vehicle assistance
  • Transferable coverage if you sell your vehicle before your agreement expires


Call 800-621-2105, ext 1, to apply for Mechanical Breakdown Protection.


Our experienced, helpful member service team is ready to support you!


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What is Mechanical Breakdown Protection?


Mechanical Breakdown Protection (MBP), also known as an extended warranty, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure, including labor, subject to any applicable deductible.

The Cost of Repairs


Did you know that one in three vehicles experiences a mechanical failure in a given year? The typical extended warranty owner will make several claims during the life of a contract. Should your vehicle experience a failure after the manufacturer's warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars!

Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it's these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, associated repair costs rise dramatically.

Frequently Asked Questions


Q: I have had good luck with my vehicle so far. Do I really need Mechanical Breakdown Protection?
A: A Mechanical Breakdown Protection plan buys you peace of mind for just pennies a day. A Mechanical Breakdown Protection plan will help insure that your vehicle is kept in the best repair condition, and it can save you thousands in the event of mechanical failure during the term of your coverage. Vehicles are becoming increasingly complex. Consequently, a single major repair typically can cost more than the cost of mechanical breakdown coverage.

Q: I'm still covered by the manufacturer. Why not wait until later to purchase Mechanical Breakdown Protection?
A: The pricing of our extended warranty is based on mileage, age, and other factors. The sooner you purchase your extended warranty, the less it will cost. As your vehicle gets older, the price for protection increases, and the available terms of coverage (months/miles) decreases. You also run the risk of becoming ineligible for coverage the longer you wait. Another thing to consider is that pricing may increase over time due to increasing parts and labor prices. Lock in today's low prices and protect yourself from tomorrow's rising repair rates.

How to Get Started


You can apply online for an instant quote for Mechanical Breakdown Protection in as little as 15 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to apply for MBP:

  • Your vehicle's VIN or Year, Make, and Model
  • Your vehicle's current mileage
  • Information on the loan you used to purchase the vehicle, if applicable

What to expect during the application process:

  1. We’ll contact you within 1 business day after you submit your application to review documentation that we’ll need from you and answer questions you may have.
  2. We’ll follow up for details about your vehicle if not provided on the application.
  3. We’ll contact you to sign documents if your application is approved. You can pay for the plan by credit card or by attaching it to your current loan.
  4. That’s it – you are protected with Mechanical Breakdown Protection!

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