|Youth Savings||Dividend Rate||APY|
|$100 and Above||0.25%||0.25%|
Rates effective as of September 15, 2017, and may change after account opening without notice. Fees may reduce earnings. You must maintain an average daily balance of $100 to earn a dividend. If you maintain a minimum average daily balance (ADB) of $500 for a quarter, you will receive a bonus dividend, paid at the end of the quarter. The bonus dividend will be equal to the cumulative dividends paid during that quarter. The ADB is calculated by adding the full amount of the principal in the account each day for the period and dividing the figure by the number of days in the period. For opening the Grow Account, the age restriction is under 18 years old.