Platinum Visa Credit Card
And you can get $300 Cash Back* just by using your card.
You'll enjoy these benefits carrying our Platinum Visa Credit Card:
- No Late Payment Fee
- No Annual Fee and No Penalty rates
- No Balance Transfer fee
- Entire monthly payment applied to your highest interest balance first
- No interest charged on your interest
- Low competitive rates
- 25 day grace period on purchases
- Automatic payment options
- Fraud Alerts: Enroll for Fraud Alerts to trigger a text anytime a transaction on your card is deemed to be a risk. You'll have the chance to confirm it or report it as possible fraud. If the latter, a hold will be placed on your account to prevent further activity until we can resolve the situation. To enroll in Fraud Alerts for your Elements Visa Credit Card, just log in to MyCardInfo within eBranch; go to the Account Services tab; and select Fraud Alerts.
|The Benefits of the Elements Platinum Visa Credit Card|
0% Intro APR for 6 months on purchases and balance transfers.
No Balance Transfer Fee
After the intro period, a variable APR of 9.49% for purchases and balance transfers.
You can also expect these conveniences that Visa is known for:
Rate, fee and other cost information: Elements Platinum Visa Credit Card introductory rate good for 6 months. Rates effective January 4, 2017. After promotional period your Standard Variable APR will be 9.49% for Purchases and Balance Transfers which will vary with the market based on the Prime Rate as published in The Wall Street Journal. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. Fees for Cash Advances are 3% for each Cash Advance or a minimum of $5.00. Fee for Foreign Transactions is 1% of each Foreign Transaction in U.S. dollars. Subject to credit approval. Additional limitations, terms and conditions apply.
*Credit Card Related $300 Cash Back Value Offer — requiring at least 10 card purchase transactions totaling at least $1,000 within 90 days of card approval — will be fulfilled as a $300 statement credit. Secured Card excluded. Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks for receipt of statement credits. If account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household. Existing Elements credit cardholders not eligible.
Planning travel? Call us in advance: (800) 621-2105 or (317) 276-2105
Card Transaction Denied: (866) 570-1238
Lost or Stolen Card: (866) 570-1238
If you suspect fraud: (866) 570-1238
Pure Perks Rewards: (855) 814-5597
Other Questions or Concerns: (866) 570-1238
To make payments to your Elements Financial credit card, send them payable to:
Elements Financial Federal Credit Union
PO Box 10324
Des Moines, IA 50306-0324