Skip to main content

State of Indiana & Elements Financial

Your credit union and financial wellness partner

Upcoming Events

  • Workshop: Cost Cutting in the Kitchen

    Wednesday, August 31, 2022
    12:00 pm - 12:30 pm Eastern
    Open to the Public

  • Workshop: Estate Planning in Indiana

    Wednesday, August 31, 2022
    12:00 pm - 1:00 pm Eastern

See All Events

Popular Special Offers

HIGH INTEREST CHECKING

4.00 % APY1 For New Accountholders for 12 Months on Balances up to $20,000

Learn More Open an Account

See All Special Offers

Banking with a Human Touch

Ron Ellis

Ron Ellis

Relationship Manager

Hi! I'm Ron Ellis, Elements Financial Relationship Manager for the State of Indiana. I'm here to help with your financial wellness needs. Please contact me directly if you need any assistance.

Here to provide trusted advice!

  • One-on-One Credit Report Reviews
  • Creating a Custom Budget
  • Planning for Future Financial Goals
  • Tips to Build Your Savings
  • Assistance with Loan Applications
  • Debt Management Strategies
  • Reviewing Current Loans & Rates
  • Exploring Refinance Options
Meet More of the Team

Visit an Elements Branch

  • Elements Financial Branch (Main Branch) Farm Bureau Insurance, Suite 140

    225 S East St. #140
    Indianapolis, IN 46202
    View on Map

    317-524-5098

  • Elements Financial Branch (IGC) Indiana Government Center, Room E030

    302 West Washington St
    Indianapolis, IN 46204
    View on Map

    317-524-5001

Find an ATM or Branch Near You

Focused on Your Financial Wellness

We’re Like a Bank, Only Better

Better Rates. Fewer Fees. Because we’re a non-profit, member-owned credit union Benefits of membership
Trusted Advice. Fresh Approach. Workshops at your workplace and practical financial advice See financial resources
Respected Locally. Accessed Globally. Access to 78,000 ATMs and 5,000 shared branches—all with no surcharges Find an ATM or branch
High Tech. Human Touch. Modern technology and 24/7 personalized service—our goal is 100% satisfaction Learn about online banking

Financial Health Checkups

How's Your Overall Financial Health?

Answer 7 easy questions to see how you’re doing and uncover any adjustments needed to your plan.

Check My Financial Health

Are You On Track to Retire?

Are you saving enough for retirement? Take a short 3-minute quiz to calculate your retirement readiness.

Start Retirement Checkup

Thinking about buying a home? We can help!

Get prepared to buy a home. Here's a quick way to see if now’s the right time to buy with tips to help you get started.

Take the Homebuying Quiz

Top Advice Articles

See More Advice Articles

Popular Calculators

I grew up in a small town, and it was common for bank employees to greet you by name, and to make you feel important. Elements is exactly like that…except it's in a big city. Really nice staff, easy business transactions, and they actually listen!

– Curt M. | Member Since 2014
  1. 1 Promo High Interest Checking (Promo HINT) is a High Interest Checking with a promotional 4.00% fixed Annual Percentage Yield (APY) accurate as of July 1, 2022, on balances up to $20,000 and 0.10% APY on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Promo HINT APY is fixed for 12 months from account opening date. On the first day of the month following the account opening anniversary month, the Promo HINT APY will automatically convert to the then current non-promotional High Interest Checking account APY which is variable and may change at any time without notice. Current High Interest Checking account holders and those with High Interest Checking accounts closed less than 180 days are not eligible. An existing High Interest Checking account cannot be converted to the Promo HINT. Limit one Promo HINT per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings.
  2. 2 Certificate Annual Percentage Yield (APY) effective as of August 3, 2022, and may change without notice. Fees may reduce earnings. Penalty for early withdrawal. *Limited Time Certificates Special — Limited time offer may be withdrawn at any time. Unless redeemed, Upon maturity, the 12-month certificate will automatically reinvest into an 12-month certificate at the then current APY; the 18-month certificate will automatically reinvest into an 18-month certificate at the then current APY.