Current Special Offers

For State of Indiana employees and their families
Open a New Elements

High Interest Checking Account

$200 Cash Bonus1 + 2.00% APY2 3

Learn More about High Interest Checking Open Account Enter Promo Code CHECK200

  1. 1 Checking Account Related $200 Cash Back Offer — requiring minimum of $500 recurring monthly direct deposit (direct deposit defined as payroll from your employer, retirement benefits, or government benefits) within 60 days of checking account opening and submission of applicable promo code at application — will be a taxable bonus dividend deposit into your Member Savings. Fees may reduce earnings. Health Savings Account and existing Elements checking accountholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow up to 90 days after qualification for receipt of bonus. If the account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
  2. 2 High Interest Checking Account Annual Percentage Yield (APY) is variable and may change after account is opened. The APY is 2.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. You must maintain a minimum average daily balance of $100 to earn dividends. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings.
  3. 3 Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify.
Open any Elements

Visa Credit Card

$300 Cash Back Value1

Compare Credit Cards Apply Now

  1. 1 Credit Card Related $300 Cash Back Value Offer — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a $300 statement credit. Secured credit card and Butler University Rewards credit card excluded. Existing Elements credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks for receipt of bonus. If the account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
Buy or Refinance with an Elements

Auto Loan

Up to $500 Cash Bonus1

Learn More about Auto Loans Apply Now Enter Promo Code AUTO500

  1. 1 Auto Loan Related Maximum $500 Cash Back Offer — requiring closing of auto loan and submission of applicable promo code at application — is based on 1.0% of loan amount paid as a Visa gift card. Elements Financial refinances and third-party auto loan transactions are not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks for receipt of bonus. If the account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
Buy or Refinance with an Elements

Mortgage

$500 Cash Bonus1

Compare Mortgage Options Apply Now Enter Promo Code HOME500

  1. 1 Mortgage Related $500 Cash Back Offer — requiring closing of mortgage and submission of applicable promo code at application — is paid as a Visa gift card. Elements Financial refinances are not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks for receipt of bonus. If the account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
Our Rates Have Gone Up!

Limited Time Certificate Specials

2.85% APY1 34-Month with $1,000 minimum to open2

Learn More about our Certificates Specials Open a Certificate

  1. 1 Certificate Annual Percentage Yield (APY) effective as of October 12, 2018, and may change without notice. Fees may reduce earnings. Penalty for early withdrawal. *Limited Time Certificates Special — Limited time offer may be withdrawn at any time. Unless redeemed, upon maturity 14-month certificate will automatically renew into the traditional 12-month certificate at the then current APY; upon maturity 22-month certificate will automatically renew into the traditional 24-month certificate at the then current APY; upon maturity 34-month certificate will automatically renew into the traditional 36-month certificate at the then current APY.
  2. 2 Minimum certificate deposit of $1,000. Maximum is $250,000 deposit per certificate; $1 million per household. Minimum required to open a child’s certificate is $500; child must be under 18 years of age. Minimum of $500 balance required to earn dividends. We may impose a penalty if you withdraw any of the principal before maturity.
Save Big with an Elements

Premium Money Market Account

Earn Up to 2.00% APY1

Open Account

  1. 1 Premium Money Market Account Annual Percentage Rate (APY) effective as of May 21, 2018, and may change after account opening without notice. Premium Rate of 2.00% available to balances $2,500 and greater. You must maintain a minimum average daily balance of $100 to earn a dividend. Limited time offer; may be discontinued at any time. Fees may reduce earnings.