Current Special Offers

For State of Indiana employees and their families
Open any Elements

Visa Credit Card

$200 Cash Back Value1

Compare Credit Cards Apply Now

  1. 1 Credit Card Related $200 Cash Bonus Value Offer — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a $200 statement credit. Statement credit will not reduce your monthly payment. If the account is closed within six months, we reserve the right to add the amount of the statement credit back to your account balance at that time. Secured credit card excluded. Existing or previous Elements credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of statement credit. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
Flexibility of a Traditional Checking Account with Fantastic Dividends

High Interest Checking Account

3.00% APY with only 15 qualifying transactions per statement cycle1

Learn More about High Interest Checking Open Account

  1. 1 High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019, is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Premium dividend on account(s) with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details.
Start Earning More with Our

Helium Savings

Promo Rate for One Year of 2.10% APY1 on new money not already on deposit at Elements

Open Account

  1. 1 Helium Savings Annual Percentage Yield (APY) effective as of October 1, 2019. Helium Savings Promotion APY of 2.10% is for new Helium accountholders depositing a maximum $250,000 new money from other financial institutions and is good for the first 1 year (12 statement cycles) from account opening. Money on deposit with Elements financial over the last 90 days is not eligible for the Promotion APY. Existing Helium accountholders do not qualify for offer. After the 1-year promo period, dividend rate will reset to the then current Helium Savings rate and may change without notice. Average daily balance of $2,500 required to earn dividends. Fees may reduce earnings.
Buy or Refinance with an Elements

Black Friday Auto Loan Special

Rates as low as 2.99% APR 1

Learn More About Auto Loans Apply Now

  1. 1 Rates effective November 29, 2019. Each individual’s Annual Percentage Rate (APR) is determined by Elements’ underwriting criteria. Rate may vary depending on credit history, vehicle model year and loan term. Not all applicants will qualify for the displayed lowest rate. Promotional rate includes 1.35% deduction for automated payments from an Elements checking account set up at closing. APR calculation and estimated monthly payment of $541.93 based on loan amount of $30,000, FICO® score of 730 or greater, and term of 60 months.  Payment shown does not include taxes or insurance premiums. Additional conditions may apply. Subject to credit approval. Elements Financial refinances and third-party auto-dealer transactions are not eligible. Offer available for auto loans closed November 29-December 7, 2019.
Buy or Refinance with an Elements

Mortgage

$500 Cash Bonus1

Compare Mortgage Options Apply Now Enter Promo Code HOME500

  1. 1 Mortgage Related $500 Cash Back Offer — requiring closing of mortgage and submission of applicable promo code at application — is paid as a Visa gift card. If the account is closed within six months, we reserve the right to add the amount of the Visa gift card to the account balance at that time. Elements Financial refinances are not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of bonus. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
Buy or Refinance with an Elements

Auto Loan

Up to $500 Cash Bonus1

Learn More about Auto Loans Apply Now Enter Promo Code AUTO500

  1. 1 Auto Loan Related Maximum $500 Cash Back Offer — requiring closing of auto loan and submission of applicable promo code at application — is calculated as 1% of the total loan amount with a maximum of $500.00 paid as a Visa gift card. If the account is closed within six months, we reserve the right to add the amount of the Visa gift card to the account balance at that time. Elements Financial refinances and third-party auto loan transactions are not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of bonus. Product offers cannot be combined with other promotional offers for the same product. One offer per household.