Open a New Elements
High Interest Checking Account
$200 Cash Bonus1 + 2.00% APY2 3
- 1 Checking Account Related $200 Cash Back Offer — requiring minimum of $500 recurring monthly direct deposit (direct deposit defined as payroll from your employer, retirement benefits, or government benefits) within 60 days of checking account opening and submission of applicable promo code at application — will be a taxable bonus dividend deposit into your Member Savings. Fees may reduce earnings. Health Savings Account and existing Elements checking accountholders not eligible. / Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow up to 90 days after qualification for receipt of bonus. If the account is closed within six months, we reserve the right to deduct the bonus at that time. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
- 2 High Interest Checking Account Annual Percentage Yield (APY) is variable and may change after account is opened. The APY is 2.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. You must maintain a minimum average daily balance of $100 to earn dividends. Accounts not meeting the qualifying threshold will earn 0.05% APY. Fees may reduce earnings.
- 3 Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify.