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FHA Loan

For lower interest rates and less-stringent approval requirements.

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FHA Loan Interest Rate  APR  Points 
30 Year Fixed 3.875% 3.959% 0.0
15 Year Fixed 4.00% 4.151% 0.0

Rates effective as of November 17, 2017. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 70% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Subject to credit approval. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Rates are subject to change without notice. Some restrictions may apply.

FHA Loan

An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment.


  • Government-backed loan
  • Fixed- and Adjustable-Rate options
  • May be a good fit if you have less than perfect credit and don’t have enough for the standard 5-20% down payment
  • Trade-off: Rates are generally slightly higher than conventional loans


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