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Control Your Cash Flow

Explore Our New Budgeting Tools

It’s now even easier to take control of your money.

The five budgeting tools in Elements online and mobile banking each offer a different lens to look at your finances. Whether you want to better understand your spending habits, see how much debt you have left to pay, or create a budget - everything you need to see the complete picture of where your finances stand is within one simple view. Additionally, you can import other financial data, such as non-Elements account balances from other banks and credit unions, to analyze your data in one central location. Plus, there are no extra apps to install since our budgeting tools are conveniently located within your online banking or mobile app from Elements.

Our Digital Budgeting Tools include:

Net Worth

Visualize your net worth over time. You can analyze all your assets or debts in one central location, which allows you to see your full financial picture.


A solid budget can be the key to better financial health. Your transactions are categorized automatically or you can adjust them to fit your budget. Practical and easy to understand graphics help you see exactly how you spend.


This tool helps you take control of your monthly cash flow. Identify problem areas or what budget categories make up the most spending and learn important skills to ensure you’re getting the most from your hard earned money.


Get a full understanding of your spending patterns. Our tool makes it easy to follow patterns over 3, 6, 9, or 12 months. You’ll gain valuable insights about how and when you spend your money.


See your debt in one place and make a plan to pay it down. With the debts tool, add your debt information and it automatically calculates your fastest debt-free date and payment plan.

This information is provided for informational purposes only. It does not constitute legal, tax or financial advice. Consult with your tax, legal or financial adviser before taking any action.

Explore the Elements Mobile Banking App

Our mobile app puts all of your accounts at your fingertips 24/7. We've even included Budgeting Tools within the app to help you manage your money like a pro.

Learn More

Banking the Way You Want It

Mobile Banking App

  • Online banking & bill pay
  • Mobile check deposit

Add our Card Control App

  • Added security for Elements credit and debit cards
  • Card lock technology
  • Card activity notifications