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Keeping Up with The Cronks

Using Home Equity to Build a Family

Members of our credit union have used their Home Equity Lines of Credit for home improvements, college tuition, vacations, and more. But recently, member Amber Cronk accessed the equity in her home for a unique reason.

After trying for years, Amber and her husband learned that they’d need to go through the costly IVF process if they ever wanted to have a child of their own. Luckily, Cronk decided to share her story with Elements Financial Relationship Manager Ron Ellis, who regularly conducts financial workshops at her workplace.

Once Ellis heard the story, he guided Cronk to a Home Equity Line of Credit from Elements as a way to pay for the IVF process. Our HELOC product offers a simple way to access the equity in your home at a low interest rate. Cronk got started right away, sharing that “Ron guided me the entire way and made the process great. It was incredibly easy, stress free, and fast.” 

Because of Elements, we are not drowning in debt from a ridiculous medical loan with high interest rates.

- Amber Cronk, Elements Member since 2019

Today, we are proud to report that Amber is expecting her first child and couldn’t be happier! She explained, “because of Elements, we are not drowning in debt from a ridiculous medical loan with high interest rates.” She is thankful for our credit union, explaining that her experience “has been nothing short of amazing” and looks forward to banking with Elements for many years to come.

From Everyone at Elements, Congratulations to the Cronk Family!

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