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Butler University & Elements Financial

Your credit union and financial wellness partner

Upcoming Events

  • Lunch & Learn: Thrifty Travel

    Thursday, April 25, 2024
    12:00 pm - 1:00 pm Eastern

  • Workshop: Secure Your Tomorrow: Answering Your Top Questions About Estate Planning

    Tuesday, May 7, 2024
    12:00 pm - 12:30 pm Eastern
    Open to the Public

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Popular Special Offers

HOME EQUITY LINE OF CREDIT

6-Month Intro Rate 5.99 % APR1
Then as low as 8.50 % Variable APR
on New Home Equity Lines of Credit

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HIGH INTEREST CHECKING

Get More from Your Money 5.00 % APY2 for New Accountholders for 12 Months on Balances up to $20,000

Learn More Open an Account

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Banking with a Human Touch

Eliza Claborn

Eliza Claborn

Relationship Manager

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Hi! I'm Eliza Claborn, Elements Financial Relationship Manager for Butler University. I'm here to help with your financial wellness needs. Please contact me directly if you need any assistance!

Here to provide trusted advice!

  • One-on-One Credit Report Reviews
  • Creating a Custom Budget
  • Planning for Future Financial Goals
  • Tips to Build Your Savings
  • Assistance with Loan Applications
  • Debt Management Strategies
  • Reviewing Current Loans & Rates
  • Exploring Refinance Options
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Focused on Your Financial Wellness

We’re Like a Bank, Only Better

Better Rates. Fewer Fees. Because we’re a non-profit, member-owned credit union What’s a credit union?
Trusted Advice. Fresh Approach. Workshops at your workplace and practical financial advice See financial resources
Respected Locally. Accessed Globally. Access to 78,000 ATMs and 5,000 shared branches—all with no surcharges Find an ATM or branch
High Tech. Human Touch. Modern technology and 24/7 personalized service—our goal is 100% satisfaction Learn about online banking

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I grew up in a small town, and it was common for bank employees to greet you by name, and to make you feel important. Elements is exactly like that…except it's in a big city. Really nice staff, easy business transactions, and they actually listen!

– Curt M. | Member Since 2014
  1. 1 Rates are based on an evaluation of credit history, combined loan-to-value ratio, loan term, and occupancy, so your rate may differ. Not all applicants will qualify for the displayed lowest rates. The term is 25 years, consisting of a 10-year draw period with interest-only payments followed by a 15-year repayment period with principal plus interest, which may increase your monthly payments. The Introductory Annual Percentage Rate (APR) of 5.99% is for new Home Equity Lines of Credit only and is for the first six months. HELOC modifications, renewals and increases that utilize the same property are not considered new and are not eligible for the introductory rate. To receive the Introductory rate, a draw of at least $10,000 must be made within 30 days of account opening. After the introductory rate expires, balances will be charged at the variable APR based upon the Prime rate as published in The Wall Street Journal plus a margin. The APR will never be lower than 3.75% or higher than 18%. The stated rate, correct as of April 1, 2024, applies to borrowers with credit scores of 730 or greater, CLTV 80% or less, and owner-occupied single-family residences. Elements Financial will conditionally waive the following Closing Costs associated with your home equity line of credit: flood certification, title search or title abstract, credit report, recording fees, and a simple valuation. You may be required to pay other costs such as taxes, and when required, appraisal fees. However, if you close your home equity line of credit within 36 months after it is opened, you will be required to pay an Early Closure Fee to the amount of the Closing Costs originally waived. These costs vary by state and property type. Elements Financial reserves the right to modify or end this offer at any time. Additional terms and conditions may apply. Subject to credit approval. Elements Financial Membership Required.
  2. 2 Promo 5 High Interest Checking (Promo HINT) is a High Interest Checking account with blended rate tiers, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1 earns a promotional 5.00% fixed Annual Percentage Yield (APY) on balances up to $20,000.00 for the first 12 months from the account opening date. *Tier 2 pays a blended APY ranging from 5.00% to 2.02% on balances from $20,000.01 to $50,000.00 and is variable and may change at any time without notice. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY which is variable and may change at any time. Rates are accurate as of April 1, 2024. On the first day of the month following the account opening anniversary month, the Promo 5 High Interest Checking (Promo HINT) APY will automatically convert to the then current non-promotional High Interest Checking account APY which is variable and may change at any time without notice. Current High Interest Checking account holders, Promo 4 High Interest Checking account holders and those with any High Interest Checking accounts closed less than 180 days are not eligible. An existing High Interest Checking account cannot be converted to the Promo 5 High Interest Checking (Promo HINT) account. Limit one Promo 5 High Interest Checking (Promo HINT) account per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.