Special Offers

Current Special Offers

For Butler University Students, Faculty, Staff, Alumni, and Parents

Get More From Your Money

HIGH INTEREST CHECKING

4.00 % APY¹ For New Accountholders for 12 Months on Balances up to $20,000

Learn More Open an Account

Lock in Your Earnings

18-MONTH CERTIFICATE

2.50 % APY² Limited Time Certificate Special

Learn More Open a Certificate

Get a Great Guaranteed Rate

12-MONTH CERTIFICATE

2.30 % APY² Limited Time Certificate Special

Learn More Open a Certificate

Support Your Home Teams

ELEMENTS CREDIT CARDS

Get a $200 Cash Bonus³ When you open and use a new Indianapolis Indians or Butler University credit card

Compare Our Home Team Credit Cards Apply Now

Show Your Butler Pride

BUTLER UNIVERSITY REWARDS VISA

EARN REWARDS & BACK THE BULLDOGS Earn 1% cash back and rewards, plus $200 cash bonus

Learn More Apply Today

Butler University Elements Financial Debit Card

A Debit Card Just For Bulldogs

BUTLER VISA DEBIT CARD

Get your FREE BUTLER DEBIT CARD When you open any checking account

Compare Checking Accounts Open an Account

Access Your Money Easily on Campus

ELEMENTS BUTLER ATMs

Get cash at 5 Convenient Locations on Campus ATMs stocked with $5 and $20 bills

Find an ATM Near You

Teach Students to Manage Money On the Go

STUDENT EDGE CHECKING

No minimum balance. No overdraft fees. For students ages 15 to 24

Learn More Open an Account

Find the Perfect Card for Your Purchases

ELEMENTS CREDIT CARDS

Get a $200 Cash Bonus³ When you open and use a new Elements credit card

Compare Credit Cards Apply Now

Great Rates and Terms to Fit Your Budget

AUTO LOANS

Get up to $500 Cash Bonus⁴ When you buy or refinance

Learn More Apply Now

Home is Where the Heart Is. And the Extra Cash.

HOME EQUITY LINE OF CREDIT

Introductory rate of 1.99 % APR⁵ For 6 months then as low as 5.50% variable APR

Learn More Apply Now

Kara Fischer

Relationship Manager

Hi! I'm Kara Fischer, Elements Financial Relationship Manager for Butler University. I'm here to help with your financial wellness needs. Please contact me directly if you need any assistance!

1 Promo High Interest Checking (Promo HINT) is a High Interest Checking with a promotional 4.00% fixed Annual Percentage Yield (APY) accurate as of July 1, 2022, on balances up to $20,000 and 0.10% APY on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Promo HINT APY is fixed for 12 months from account opening date. On the first day of the month following the account opening anniversary month, the Promo HINT APY will automatically convert to the then current non-promotional High Interest Checking account APY which is variable and may change at any time without notice. Current High Interest Checking account holders and those with High Interest Checking accounts closed less than 180 days are not eligible. An existing High Interest Checking account cannot be converted to the Promo HINT. Limit one Promo HINT per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings.
2 Certificate Annual Percentage Yield (APY) effective as of August 3, 2022, and may change without notice. Fees may reduce earnings. Penalty for early withdrawal. *Limited Time Certificates Special — Limited time offer may be withdrawn at any time. Unless redeemed, Upon maturity, the 12-month certificate will automatically reinvest into an 12-month certificate at the then current APY; the 18-month certificate will automatically reinvest into an 18-month certificate at the then current APY.
3 Credit Card Related $200 Cash Bonus Value Offer — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a one-time $200 statement credit. Statement credit will not reduce your monthly payment. If the account is closed within six months, we reserve the right to add the amount of the statement credit back to your account balance at that time. Secured Credit Card excluded. Existing or previous Elements credit cardholders not eligible. / Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of a statement credit. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
4 Auto Loan Related Maximum $500 Cash Bonus Offer — requiring closing of auto loan with automated payments from an Elements Checking Account set up at closing, commencement of automated payments, and submission of applicable promo code at application — is calculated as 1% of the total loan amount with a maximum of $500.00 one-time bonus dividend deposit into the Elements Checking Account used for the automated payment. If automated payments from the Elements Checking Account are discontinued, we reserve the right to deduct the bonus from the checking account balance at that time. Elements Financial refinances and third-party auto loan transactions are not eligible. / Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. Please allow 4-6 weeks after qualifications are met for receipt of the bonus. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
5 Rates are based on an evaluation of credit history, combined loan-to-value ratio, loan term, and occupancy, so your rate may differ. Not all applicants will qualify for the displayed lowest rates. The term is 25 years, consisting of a 10-year draw period with interest-only payments followed by a 15-year repayment period with principal plus interest, which may increase your monthly payments. The Introductory Annual Percentage Rate (APR) of 1.99% is for new Home Equity Lines of Credit only and is for the first six months. To receive the Introductory rate, a draw of at least $10,000 must be made within 30 days of account opening. After the introductory rate expires, balances will be charged at the variable APR based upon the Prime rate as published in The Wall Street Journal plus a margin. The APR will never be lower than 3.75% or higher than 18%. The stated rate, correct as of August 1, 2022, applies to borrowers with credit scores of 730 or greater, CLTV 80% or less, and owner-occupied single-family residences. Elements Financial will pay flood determination fee, title search, and simple valuation. You may be required to pay other costs such as recording fees, taxes, and when required, appraisal fees. These costs vary by state and property type. Elements Financial reserves the right to modify or end this offer at any time. Additional terms and conditions may apply. Subject to credit approval. Elements Financial Membership Required.

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Butler University & Elements Financial

Current Special Offers

For Butler University Students, Faculty, Staff, Alumni, and Parents

Get More From Your Money

HIGH INTEREST CHECKING

Lock in Your Earnings

18-MONTH CERTIFICATE

Get a Great Guaranteed Rate

12-MONTH CERTIFICATE

Support Your Home Teams

ELEMENTS CREDIT CARDS

Show Your Butler Pride

BUTLER UNIVERSITY REWARDS VISA

A Debit Card Just For Bulldogs

BUTLER VISA DEBIT CARD

Access Your Money Easily on Campus

ELEMENTS BUTLER ATMs

Teach Students to Manage Money On the Go

STUDENT EDGE CHECKING

Find the Perfect Card for Your Purchases

ELEMENTS CREDIT CARDS

Great Rates and Terms to Fit Your Budget

AUTO LOANS

Home is Where the Heart Is. And the Extra Cash.

HOME EQUITY LINE OF CREDIT

Contact us to get started!

Kara Fischer

Shaneka Pedersen

Jim Wolf