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The new Elements Financial website, rebuilt with you in mind, has arrived. — The scheduled upgrade to Elements Online Banking is also now availableLearn more about the upgrade.

EZ Line of Credit

The easy way to access cash.

Apply for a Loan

Or call 1-800-621-2105

Continue Existing Application

EZ Line of Credit Interest Rate  APR 
EZ Line of Credit 11.49% 11.49%

Rates effective as of November 1, 2017 and subject to change without notice. Each individual's Annual Percentage Rate (APR) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates.

EZ Line of Credit

KEY BENEFITS

  • Easy access to funds when you need them for unexpected expenses
  • Monthly payment is only 3% of the monthly outstanding balance
  • Easily move funds from your EZ Line of Credit to your checking account 

EZ LINE OF CREDIT DETAILS

  • Established with a credit line from $500 to $2,500
  • 6-12 month repayment term
  • Can be used as overdraft protection on your Elements checking account (overdraft will be in the exact amount needed to cover the shortage with only a $5.00 charge when used)
  • Move funds from your EZ Line of Credit to your checking account at ATMs, in online banking or by calling our 24/7 contact center

HOW TO GET STARTED

You can apply online in as little as 10 minutes! Or call 1-800-621-2105 to get started.

What you’ll need to open an account:

  • Your government-issued ID (driver’s license, state ID or passport)
  • Social Security number

What to expect during the application process:

  1. We’ll contact you within 1 business day after you submit your application to review documentation that we’ll need from you and answer questions you may have.
  2. We’ll contact you with a decision within 10 business days.
  3. That’s it – your Elements EZ Line of Credit is now ready to use!

 


Questions?

Experienced, helpful loan professionals are ready to support you!

1-800-621-2105

Live Chat

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