Checking
High Interest Checking
High Interest Checking | Dividend Rate | APY |
---|---|---|
Promo HINT Rate for 12 Months for New Accountholders on Balances up to $20,000 | 3.92% | 4.00% |
Balances up to $20,000 | 1.98% | 2.00% |
Balances > $20,000 | 0.10% | 0.10% |
Non-Qualifying Rate | 0.05% | 0.05% |
Promo High Interest Checking (Promo HINT) is a High Interest Checking with a promotional 4.00% fixed Annual Percentage Yield (APY) accurate as of April 25, 2022, on balances up to $20,000 and 0.10% APY on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Promo HINT APY is fixed for 12 months from account opening date. On the first day of the month following the account opening anniversary month, the Promo HINT APY will automatically convert to the then current non-pro- motional High Interest Checking account APY which is variable and may change at any time without notice. Current High Interest Checking account holders and those with High Interest Checking accounts closed less than 180 days are not eligible. An existing High Interest Checking account cannot be converted to the Promo HINT. Limit one Promo HINT per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings.
High Interest Checking Account Annual Percentage Yield (APY) effective as of May 1, 2022, is variable and may change after account is opened without notice. The APY is 2.00% on balances up to $20,000 and 0.10% on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings.