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VA Loan Interest Rate  APR  Points  Monthly Payment Loan Term (Months)
30 Year Fixed 4.625% 4.646% 0.0 $1,285.00 360
15 Year Fixed 4.500% 4.556% 0.0 $1,912.00 180

VA Mortgage Rates effective as of December 12, 2018. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 740 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on purchase and loan amount of $250,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.

VA Loan

A VA mortgage loan is guaranteed by the US Department of Veterans Affairs (VA) intended for members of the American military. The VA does not originate loans, but sets the rules for who may qualify, issues minimum guidelines and requirements under which mortgages may be offered and financially guarantees loans that qualify under the program.

The basic intention of the VA home loan program is to supply home financing to eligible veterans and to help veterans purchase properties with no down payment.


  • Mortgage guaranteed by the U.S Department of Veterans Affairs (VA)
  • For American veterans, current military, reservists, and surviving spouses
  • No down payment
  • No PMI (private mortgage insurance) required
  • May be a good fit if you are serving or have served in the U.S. military and want to take advantage of a mortgage with no down payment


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